Okaloosa County property record for 1341 Windward Cir, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,680 sqft · built 1991 |
| Lot Size | 0.352 acres (15,336 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,100,000 (Mar 2012) |
| Tax Bill | $10,890 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Nov 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-596-1744-9 |
| Primary APN | C56-000-596-1744-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,680 sqft Living Area |
| Gross Area | 4,850 sqft |
| 1st Floor Area | 2,720 sqft |
| Upper Floors Area | 694 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 15,336 sqft (0.352 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 573 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1341 WINDWARD CIR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDWARD PH II B/B LOT 21 BLK A |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 22 |
| Legal Subdivision | WINDWARD PH II B/B |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 21 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 21002 |
1341 Windward Cir is owner-occupied and held in a trust since July 2023.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1341 WINDWARD CIR, NICEVILLE, FL 32578-4310 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE/SOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2012 · Amount on File |
| Deed Sale | Mar 30, 2012 · Amount on File |
| Prior Sale | Feb 23, 2004 · Amount on File |
| Deed Document Number | 20122766306 |
| Deed Book / Page | 3028 / 2399 |
| Last Transfer Date | Jul 24, 2023 |
| Transfer Doc | 0036852149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 27, 2023 |
| Property Address | 1341 WINDWARD CIR, NICEVILLE, FL 32578-4310 |
| Document Number | 0036852149 |
| Book / Page | 3685 / 2149 |
| Map Reference | MB 9 PG 59 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 3638153 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1341 WINDWARD CIR, NICEVILLE, FL 32578-4310 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1341 WINDWARD CIR, NICEVILLE, FL 32578-4310 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1341 WINDWARD CIR, NICEVILLE, FL 32578-4310 |
| Document Number | 0034300153 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1341 WINDWARD CIR NICEVILLE FL 325784310, NICEVILLE, FL 32578-4310 |
| Document Number | 0034300153 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 003430/000153 |
| Instrument | 3319710 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 20, 2034 |
The 2025 property tax bill for 1341 Windward Cir was $10,890.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,890.00 | $960,621 | $1,250,666 Land $541,150 Building $709,516 |
| 2023 | $10,355.00 (+2.27%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $906,357 (+3%) | $1,221,475 (+15.79%) Land $520,336 Building $701,139 |
| 2022 | $10,125.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $879,958 | $1,054,929 Land $471,960 Building $582,969 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1341 Windward Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 151 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 151 in force |
| Nearby Flood Claims | 38 (1995–2020) |
| Claims Outside the SFHA | 17 of 38 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1341 Windward Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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