Benton County property record for 1341 Summit Ave N, Sauk Rapids, MN 56379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,194 sqft · built 1998 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jan 2021) |
| Tax Bill | $3,886 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.03336.00 |
| Primary APN | 19.03336.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,194 sqft Living Area |
| 1st Floor Area | 1,194 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 11,200 sqft (0.257 acres) |
| Garage Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1341 SUMMIT AVE N |
|---|---|
| City | SAUK RAPIDS |
| State | MN |
| Zip | 56379-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-036 RANGE-031 SUMMIT OAKES PLAT 2 LOT-010 BLOCK-003 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 14 |
| Legal Subdivision | SUMMIT OAKES PLAT 2 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | SAUK RAPIDS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21104 |
Source: Benton County records · APN 19.03336.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1341 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION |
| Jan 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU |
| Jun 01, 2020 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN NATIONAL BANK OF MINNESOTA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2021 · Amount on Record |
| Deed Sale | Jan 07, 2021 · Amount on Record |
| Deed Document Number | 2021448811 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | May 06, 2026 |
| Property Address | 1341 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2545 |
| Document Number | 0000483177 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026483177 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1341 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2545 |
| Document Number | 0000483177, |
|---|---|
| Date | May 06, 2026 |
| Instrument | 2026483177 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 20, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jan 07, 2021 |
| Property Address | 1341 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2545 |
| Document Number | 448811 |
| Instrument Date | Nov 05, 2020 |
| Instrument | 448811 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1341 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2545 |
| Document Number | 448812 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 448812 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 1341 SUMMIT AVE N, SAUK RAPIDS, MN 56379-2545 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 443206 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 443206 |
| Name | AMERICAN NATIONAL BANK OF MINNESOTA |
|---|---|
| Type | Bank |
| Address | BAXTER, MN 56425 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | May 04, 2021 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | Sauk Rapids City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,886.00 (+11.35%) Homeowner's exemption | $318,200 (+3.82%) Land $33,400 Building $284,800 | $318,200 (+3.82%) Land $33,400 Building $284,800 |
| 2025 | $3,490.00 (+6.92%) Homeowner's exemption | $306,500 (+5.65%) Land $30,400 Building $276,100 | $306,500 (+5.65%) Land $30,400 Building $276,100 |
| 2023 | $3,264.00 | $290,100 Land $30,400 Building $259,700 | $290,100 Land $30,400 Building $259,700 |
Source: FEMA National Flood Hazard Layer as of July 29, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Benton Cooperative Telephone Company.
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Sauk Rapids serves 13,835 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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