1341 Knapp Ave, Morehead, KY 40351 Property Records

Rowan County property record for 1341 Knapp Ave, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,880 sqft · built 1966
Owner	Individual Name on File
Tax Bill	$2,056 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-30 00 077.00`

Property Details

APN / Parcel Number

Primary APN	`062-30 00 077.00`
Alternative APNs	`5010` `5012` `5288`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,880 sqft Living Area
Basement Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	5288
Street Address	1341 KNAPP AVE
City	MOREHEAD
State	KY
Zip	40351-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & LOT #44, LOT #43 & 1 AC+/- HILLSIDE LOT SHERWOOD FOREST
Legal Subdivision	SHERWOOD FOREST
Legal Lot Number	1,43-44
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3002
Census Tract	950202

Owner

1341 Knapp Ave is owned and occupied by an individual who acquired it in September 2015.

Source: Rowan County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1341 KNAPP AVE, MOREHEAD, KY 40351-1141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2015
Deed Sale	Sep 10, 2015
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	393997
Deed Book / Page	D257 / 168
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	1341 KNAPP AVE, MOREHEAD, KY 40351-1141
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 KNAPP AVE, MOREHEAD, KY 40351-1141

Mortgage

Document Number	00A486/212
Date	Oct 23, 2025
Book Page	A486/212
Instrument	2041528

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Jul 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	1341 KNAPP AVE, MOREHEAD, KY 40351-1141
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A435/163
Date	Jun 3, 2021
Book Page	A435/163
Instrument	2009959

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1341 Knapp Ave was $2,056.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,056.00	$245,700 Land $20,000 Building $225,700	$245,700 Land $20,000 Building $225,700
2023	$1,360.00	$159,650 Land $20,000 Building $139,650	$159,650 Land $20,000 Building $139,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1341 Knapp Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1341 Knapp Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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