1341 Hemlock Rd, Grantsville, MD 21536 Property Records

Garrett County property record for 1341 Hemlock Rd, Grantsville, MD 21536

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1999
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Sep 2007)
Tax Bill	$2,260 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05-017815`

Property Details

APN / Parcel Number

Primary APN	`05-017815`
Alternative APNs	`5017815` `017815`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Deck Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	017815
Street Address	1341 HEMLOCK RD
City	GRANTSVILLE
State	MD
Zip	21536-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.49 AC LOT 65 SECT 1 HEMLOCK ACRES
Legal Subdivision	HEMLOCK ACRES SUB SEC 1
Legal Lot Number	65
Jurisdiction	GARRETT MD
Township / Civil Division	5, ACCIDENT
Census Block Group	1
Census Block	1017
Census Tract	200

Owner

Source: Garrett County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1341 HEMLOCK RD, GRANTSVILLE, MD 21536-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Oct 20, 2020	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2007 · Amount on Record
Deed Sale	Sep 28, 2007 · Amount on Record
Prior Sale	May 27, 1999 · Amount on Record
Deed Document Number	200771530
Deed Book / Page	1333 / 135
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Recording Date	Aug 14, 2026
Property Address	1341 HEMLOCK RD, GRANTSVILLE, MD 21536-1054
Document Number	2704000349
Book / Page	2704 / 349
Instrument Date	Aug 7, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1341 HEMLOCK RD, GRANTSVILLE, MD 21536-1054

Mortgage

Document Number	2704000349,
Date	Aug 14, 2026
Book Page	2704/349

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARRETT MD
Property Address	1341 HEMLOCK RD, GRANTSVILLE, MD 21536-1054
Document Number	0022520463
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022520463
Date	Nov 2, 2020
Book Page	002252/000463

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,260.00 (+3.91%) Homeowner's exemption	$216,600 (+17.91%)	$230,200 (+21.54%) Land $23,700 Building $206,500
2023	$2,175.00 Homeowner's exemption	$183,700	$189,400 Land $23,700 Building $165,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2000)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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