1341 Hammond Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1341 Hammond Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1941
Lot Size	0.17 acres (7,425 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Apr 2023)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Nov 2025 Transfer Apr 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-36-305-008`

Property Details

APN / Parcel Number

Primary APN	`8913-36-305-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,425 sqft (0.17 acres)
Lot Dimensions	135 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1341 HAMMOND AVE
City	WATERLOO
State	IA
Zip	50702-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN GARDENS ADDITION LOT 8 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	GOLDEN GARDENS ADDITION
Legal Block	2
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4005
Census Tract	1000

Owner

1341 Hammond Ave is owned and occupied by two individuals who acquired it in November 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1341 HAMMOND AVE, WATERLOO, IA 50702-3431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Intrafamily Transfer, Transfer
Apr 25, 2023	Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Deed Document Number	202314298
Last Transfer Date	Nov 17, 2025
Transfer Doc	0202516883
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 17, 2025
Property Address	1341 HAMMOND AVE, WATERLOO, IA 50702-3431
Document Number	0202516883
Instrument Date	Nov 17, 2025
Instrument	2025-16883
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1341 HAMMOND AVE, WATERLOO, IA 50702-3431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 HAMMOND AVE, WATERLOO, IA 50702-3431

April 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 25, 2023
Property Address	1341 HAMMOND AVE, WATERLOO, IA 50702-3431
Document Number	202300014298
Instrument Date	Apr 21, 2023
Instrument	202300014298
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 HAMMOND AVE, WASHBURN, IA 50702-3431

Mortgage

Document Number	202300014299
Date	Apr 25, 2023
Instrument	202300014299

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	202300015185
Date	May 15, 2023
Instrument	202300015185

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1341 Hammond Ave was $1,668 with a homeowner's exemption, up 0.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 (+0.72%) Homeowner's exemption	$92,580 Land $19,060 Building $73,520	$92,580 Land $19,060 Building $73,520
2024	$1,656.00
2023		$86,560 (+20.93%) Land $19,060 Building $67,500	$86,560 Land $19,060 Building $67,500
2022	$1,302.00 Homeowner's exemption	$71,580 Land $19,060 Building $52,520
2021			$71,580 Land $19,060 Building $52,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1341 Hammond Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1341 Hammond Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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