1341 Gargotto Ct, Modesto, CA 95355 Property Records

Stanislaus County property record for 1341 Gargotto Ct, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 1980
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Feb 2020)
Tax Bill	$3,484 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-026-012-000`

Property Details

APN / Parcel Number

Primary APN	`068-026-012-000`
Alternative APNs	`0682612000` `0682612`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,607 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1341 GARGOTTO CT
City	MODESTO
State	CA
Zip	95355-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEBURG PLAZA LOT 36 BLOCK 1733
Legal Subdivision	ORANGEBURG PLAZA
Legal Block	2
Legal Lot Number	36
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2000
Census Tract	906

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1341 GARGOTTO CT, MODESTO, CA 95355-3644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Feb 14, 2020	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Nov 20, 1998
Deed Document Number	202010156
Prior Transfer Date	Mar 27, 2002
Prior Transfer Doc	0000042377
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Aug 4, 2026
Property Address	1341 GARGOTTO CT, MODESTO, CA 95355-3644
Document Number	0000042316
Instrument Date	Jul 26, 2026
Instrument	202642316
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 GARGOTTO CT, MODESTO, CA 95355-3644

Mortgage

Document Number	0000042316,
Date	Aug 4, 2026
Instrument	202642316

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1341 GARGOTTO CT, MODESTO, CA 95355-3644
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 GARGOTTO CT, MODESTO, CA 95355-3644

Mortgage

Document Number	0000086345
Date	Sep 10, 2021
Instrument	2021-0086345

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 14, 2020
Property Address	1341 GARGOTTO CT, MODESTO, CA 95355-3644
Document Number	0000010156
Map Reference	VOL 29 PG 3
Instrument Date	Feb 11, 2020
Instrument	2020-0010156
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1341 GARGOTTO CT, MODESTO, CA 95355-3644

Mortgage

Document Number	0000010157
Date	Feb 14, 2020
Instrument	2020-0010157

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Mortgage

Document Number	0000010159
Date	Feb 14, 2020
Instrument	2020-0010159

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,484.00 (+1.63%)	$323,493 (+2%) Land $89,237 Building $234,256
2025	$3,428.00 (-1.92%)	$317,151 (+4.04%) Land $87,488 Building $229,663
2023	$3,495.00 (+5.94%)	$304,838 Land $84,092 Building $220,746
2022	$3,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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