1341 Fox St, Ferndale, MI 48220 Property Records

Oakland County property record for 1341 Fox St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 791 sqft · built 1926
Lot Size0.098 acres (4,269 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Jan 2019)
Tax Bill$3,350 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-33-433-013

Property Details

APN / Parcel Number

Primary APN24-25-33-433-013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area791 sqft Living Area
1st Floor Area791 sqft
Basement Area791 sqft
Unfinished Basement791 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleBungalow
Exterior MaterialComposition/Composite
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,269 sqft (0.098 acres)
Lot Dimensions115 ft deep x 37 ft wide
PorchSlab
Porch Area118 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1341 FOX ST
CityFERNDALE
StateMI
Zip48220-2300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 33 SHERBORNE PARK SUB LOT 89
Legal Range11E
Legal Township01N
Legal Section33
Legal SubdivisionSHERBORNE PARK
Legal Lot Number89
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group4
Census Block4022
Census Tract173400

Owner

1341 Fox St is owned and occupied by an individual who bought it in January 2019.

Source: Oakland County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1341 FOX ST, FERNDALE, MI 48220-2300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
DFCU FINANCIAL
Jan 30, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2019 · Amount on File
Deed SaleJan 30, 2019 · Amount on File
Prior SaleJun 4, 2008 · Amount on File
Deed Document Number201914519
Deed Book / Page52543 / 385
Prior Transfer DateMar 27, 2009
Prior Transfer Doc0000066878
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1341 FOX ST, FERNDALE, MI 48220-2300
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1341 FOX ST, FERNDALE, MI 48220-2300

Mortgage

Document Number0000274521
DateDec 15, 2021
Book Page57178/398
Instrument274521
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateDec 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.25%
IndexOther
Margin3
Max Rate8.25%

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 30, 2019
Property Address1341 FOX ST, FERNDALE, MI 48220-2300
Document Number0000014519
Book / Page52543 / 00385
Map ReferenceLB 30 PG 17
Instrument DateJan 23, 2019
Instrument014519
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyTITLE ONE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$946.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22110 WOODWARD AVE, 22110, FERNDALE, MI 48220-1813

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1341 FOX ST, FERNDALE, MI 48220-2300

Mortgage

Document Number0000014520
DateJan 30, 2019
Instrument014520
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1341 Fox St was $3,350 with a homeowner's exemption, down 4.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,350.00 (-4.67%) Homeowner's exemption$90,110$180,220
2024$3,514.00
2023$78,880$157,760
2021$3,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1341 Fox St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1341 Fox St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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