1341 E Clearwater Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 1341 E Clearwater Ln, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,356 sqft · built 1987
Lot Size	0.191 acres (8,324 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Mar 2024)
Tax Bill	$2,227 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-96-578`

Property Details

APN / Parcel Number

Primary APN	`304-96-578`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
1st Floor Area	1,332 sqft
2nd Floor Area	1,024 sqft

Exterior

Year Built	Built 1987
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,324 sqft (0.191 acres)
Parking Spaces	2 Parking Spaces
Pool Area	296 sqft
Patio Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1341 E CLEARWATER LN
City	GILBERT
State	AZ
Zip	85234-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	THE PALISADES AT VAL VISTA LAKES PHASE 1 AMD MCR 291-32
Legal Range	06E
Legal Township	01S
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	PALISADES AT VAL VISTA LAKES PHASE 1 AMD
Legal Phase	1
Legal Lot Number	98
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1012
Census Tract	422506

Owner

1341 E Clearwater Ln is owned and occupied by an individual who bought it in March 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1341 E CLEARWATER LN, GILBERT, AZ 85234-2603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage MOUNTAIN AMERICA FCU
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXANA BANK NA
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Prior Sale	Jan 17, 2013 · Amount on File
Deed Document Number	20240113286
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 5, 2024
Property Address	1341 E CLEARWATER LN, GILBERT, AZ 85234-2603
Document Number	0000113286
Map Reference	MB 291 PG 32
Instrument Date	Mar 4, 2024
Instrument	20240113286
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1341 E CLEARWATER LN, GILBERT, AZ 85234-2603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1341 E CLEARWATER LN, GILBERT, AZ 85234-2603

Mortgage

Document Number	0000113287
Date	Mar 5, 2024
Instrument	20240113287

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1341 E CLEARWATER LN, GILBERT, AZ 85234-2603
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 E CLEARWATER LN, GILBERT, AZ 85234-2603

Mortgage

Document Number	0000367943
Date	May 20, 2019
Instrument	20190367943

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	144 Months
Due	May 19, 2031

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1341 E CLEARWATER LN, GILBERT, AZ 85234-2603
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	MERIDIAN NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 E CLEARWATER LN, GILBERT, AZ 85234-2603

Mortgage

Document Number	0000517211
Date	May 10, 2021
Instrument	20210517211

Lender

Name	TEXANA BANK NA
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1341 E CLEARWATER LN, GILBERT, AZ 85234-2603
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 E CLEARWATER LN, GILBERT, AZ 85234-2603

Mortgage

Document Number	0001191772
Date	Nov 5, 2021
Instrument	20211191772

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1341 E CLEARWATER LN, GILBERT, AZ 85234-2603
Document Number	0000110293
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1341 E CLEARWATER LN GILBERT AZ 852342603, GILBERT, AZ 85234-2603

Mortgage

Document Number	0000110293
Date	Feb 10, 2020
Instrument	110293

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1341 E Clearwater Ln was $2,227.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,010	$520,100 Land $104,000 Building $416,100
2025	$2,227.00
2024		$51,620	$516,200 Land $103,200 Building $413,000
2023	$2,158.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1341 E Clearwater Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1341 E Clearwater Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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