1341 Cedar Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1341 Cedar Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,653 sqft · built 1966
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (Aug 2021)
Tax Bill	$2,815 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`808-03-027`

Property Details

APN / Parcel Number

Primary APN	`808-03-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
1st Floor Area	1,653 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	4,600 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1341 CEDAR CT
City	GILROY
State	CA
Zip	95020-4704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3960 WESTWOOD ACRES BOOK 192 PAGE 55 LOT 130
Legal Subdivision	WESTWOOD ACRES
Legal Tract	3960
Legal Lot Number	130
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3005
Census Tract	512510

Owner

1341 Cedar Ct is owned and occupied by an individual who bought it in August 2021.

Source: Santa Clara County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1341 CEDAR CT, GILROY, CA 95020-4704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Nov 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 3, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 15, 2017	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Oct 4, 2016 · Amount on File
Deed Document Number	202125052408
Prior Transfer Date	Sep 16, 2015
Prior Transfer Doc	0023084436
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 2, 2026
Property Address	1341 CEDAR CT, GILROY, CA 95020-4704
Document Number	0026046565
Instrument Date	Aug 28, 2026
Instrument	202626046565
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 CEDAR CT, GILROY, CA 95020-4704

Mortgage

Document Number	0026046565,
Date	Sep 2, 2026
Instrument	202626046565

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1341 CEDAR CT, GILROY, CA 95020-4704
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	NOT AVAILABLE, DOMA INSURANCE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 CEDAR CT, GILROY, CA 95020-4704

Mortgage

Document Number	0025564292
Date	Nov 21, 2023
Instrument	25564292

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 3, 2021
Property Address	1341 CEDAR CT, GILROY, CA 95020-4704
Document Number	0025052408
Map Reference	MB 192 PG 54&55
Instrument Date	Jul 8, 2021
Instrument	25052408
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 CEDAR CT, GILROY, CA 95020-4704

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1341 CEDAR CT, GILROY, CA 95020-4704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1341 CEDAR CT, GILROY, CA 95020-4704

Mortgage

Document Number	0024750654
Date	Dec 16, 2020
Instrument	24750654

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1341 CEDAR CT, GILROY, CA 95020-4704
Document Number	0023810520
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1341 CEDAR CT GILROY CA 950204704, GILROY, CA 95020-4704

Mortgage

Document Number	0023810520
Date	Nov 22, 2017
Instrument	23810520

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1341 Cedar Ct was $2,815 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$230,978 (+2%) Land $69,279 Building $161,699
2025	$2,815.00 Homeowner's exemption	$226,450 Land $67,921 Building $158,529
2023	$2,750.00 (+1.78%) Homeowner's exemption	$217,659 Land $65,285 Building $152,374
2022	$2,702.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1341 Cedar Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1341 Cedar Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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