13409 State Rte 120, Lyons, OH 43533 Property Records

Fulton County property record for 13409 State Rte 120, Lyons, OH 43533

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (May 1997)
Tax Bill	$886 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-003724-02.000`

Property Details

APN / Parcel Number

Primary APN	`03-003724-02.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
Gross Area	1,814 sqft
1st Floor Area	942 sqft
Upper Floors Area	216 sqft
Basement Area	344 sqft
Unfinished Basement	344 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	197 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	224 sqft
Lean-To	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	13409 STATE ROUTE 120
City	LYONS
State	OH
Zip	43533-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2E-9S-12 PAR. SW SE S RD. 2.00 AC.
Legal Range	02E
Legal Township	09S
Legal Section	12
Jurisdiction	FULTON OH
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1034
Census Tract	40600

Owner

Source: Fulton County records · APN 03-003724-02.000

Assessment roll updated April 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13409 STATE ROUTE 120, LYONS, OH 43533-9745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 1997 · Amount on Record
Deed Sale	May 01, 1997 · Amount on Record
Prior Sale	May 08, 1995 · Amount on Record
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	13409 STATE ROUTE 120, LYONS, OH 43533-9745
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00374/1471
Date	Sep 13, 2022
Book Page	374/1471
Instrument	202200004292

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2042

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	13409 STATE ROUTE 120, LYONS, OH 43533-9745
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0355/0929
Date	Jul 24, 2019
Book Page	0355/0929
Instrument	201900253859

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2034

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	13409 STATE ROUTE 120, LYONS, OH 43533-9745
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	LIBERTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0354/1426
Date	Jun 11, 2019
Book Page	0354/1426
Instrument	201900253070

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2034

Tax Assessment & Valuation

Source: Fulton County records · Assessment roll updated April 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Chesterfield Township
Unified School District	Evergreen Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$886.00 (-4.73%)	$27,580 (-0.04%) Land $11,310 Building $16,270	$78,800 (-) Land $32,300 Building $46,500
2024	$930.00 (-5.2%)	$27,590 (-) Land $11,310 Building $16,280	$78,800 (-) Land $32,300 Building $46,500
2023	$981.00 (-8.06%) Homeowner's exemption	$27,590 (+13.87%) Land $11,310 Building $16,280	$78,800 (+13.87%) Land $32,300 Building $46,500
2022	$1,067.00 Homeowner's exemption	$24,230 Land $9,420 Building $14,810
2020			$69,200 Land $26,900 Building $42,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 26, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Defiance Holdings Fixed Wireless	500 / 100
Farmers Mutual Telephone Company (OH) Fixed Wireless	25 / 5

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 120

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