13409 Montvale Dr, Silver Spring, MD 20904 Property Records

Montgomery County property record for 13409 Montvale Dr, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,728 sqft · built 1986
Lot Size	0.395 acres (17,183 sqft)
Owner	2 Individual Names on File
Last Sale	$632,000 (Jul 2020)
Tax Bill	$8,041 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-01881801`

Property Details

APN / Parcel Number

Primary APN	`05-01881801`
Alternative APN	`01881801`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,728 sqft Living Area
Gross Area	4,234 sqft
1st Floor Area	1,654 sqft
Basement Area	630 sqft
Finished Basement	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Other
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,183 sqft (0.395 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01881801
Street Address	13409 MONTVALE DR
City	SILVER SPRING
State	MD
Zip	20904-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	SHERWOOD FOREST
Legal Subdivision	SHERWOOD FOREST
Legal Block	1
Legal Lot Number	13
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1017
Census Tract	701507

Owner

13409 Montvale Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Montgomery County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13409 MONTVALE DR, SILVER SPRING, MD 20904-1233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	May 17, 2016 · Amount on File
Deed Book / Page	59992 / 37
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 7, 2020
Property Address	13409 MONTVALE DR, SILVER SPRING, MD 20904-1233
Document Number	0599920037
Book / Page	059992 / 000037
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13409 MONTVALE DR SILVER SPRING MD 209041233, SILVER SPRING, MD 20904-1233

Mortgage

Document Number	599920045
Date	Jul 7, 2020
Book Page	059992/000045

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13409 Montvale Dr was $8,041.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,800 (+5.43%) Land $233,600 Building $439,200	$672,800 (-) Land $233,600 Building $439,200
2025	$8,041.00	$638,167	$672,800 Land $233,600 Building $439,200
2023		$568,900 Land $233,600 Building $335,300	$568,900 Land $233,600 Building $335,300
2022	$5,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13409 Montvale Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13409 Montvale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20