13409 Algoma Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 13409 Algoma Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,423 sqft · built 1986
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$199,500 (Feb 2021)
Tax Bill	$3,136 (2025)
Deeds & Mortgages	May 2023 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0833-0150`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0833-0150`
Alternative APNs	`00535576` `535576`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,423 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,423 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	961 sqft
Deck Area	96 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00535576
Street Address	13409 ALGOMA AVE
City	SPRING HILL
State	FL
Zip	34609-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 833 LOT 15 ORB 1962 PGS 1083-84
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	833
Legal Lot Number	15
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2014
Census Tract	40907

Owner

Source: Hernando County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13409 ALGOMA AVE, SPRING HILL, FL 34609-4415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Aug 16, 2005 · Amount on Record
Deed Document Number	202111341
Deed Book / Page	3954 / 1797
Prior Transfer Date	May 11, 2004
Prior Transfer Doc	0018380750
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	May 16, 2023
Property Address	13409 ALGOMA AVE, SPRING HILL, FL 34609-4415
Document Number	0042970839
Book / Page	4297 / 839
Map Reference	MB 8 PG 84
Instrument Date	May 12, 2023
Instrument	2023029034
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13409 ALGOMA AVE, SPRING HILL, FL 34609-4415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13409 ALGOMA AVE, SPRING HILL, FL 34609-4415

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 19, 2021
Property Address	13409 ALGOMA AVE, SPRING HILL, FL 34609-4415
Document Number	0039541797
Book / Page	3954 / 1797
Map Reference	MB 8 PG 84
Instrument Date	Feb 12, 2021
Instrument	2021011341
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,396.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 WILLOW ST, 115, WINSTED, CT 06098-2011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13409 ALGOMA AVE, SPRING HILL, FL 34609-4415

Mortgage

Document Number	39541799
Date	Feb 19, 2021
Instrument	3954/1799

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,136.00 (+27.01%)	$210,696 (+4.23%) Land $37,500 Building $173,196	$210,696 (+0.28%) Land $37,500 Building $173,196
2023		$202,138 (+3%) Land $38,616 Building $163,522
2022	$2,469.00 Homeowner's exemption	$196,250 Land $25,800 Building $170,450	$210,116 Land $32,000 Building $178,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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