Manatee County property record for 13408 Shellmore Ave, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,170 sqft · built 2025 |
| Lot Size | 0.116 acres (5,029 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $366,000 (Jul 2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 5896-0415-9 |
| Primary APN | 5896-0415-9 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,170 sqft Living Area |
| Gross Area | 2,630 sqft |
| 1st Floor Area | 930 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,029 sqft (0.116 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 13408 SHELLMORE AVE |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-5463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 212 COVE AT COASTERRA PH IIIB IVA & IVB PI#5896.0415/9 |
| Legal Subdivision | COVE AT COASTERRA PH IIIB, IVA AND IVB |
| Legal Lot Number | 212 |
| Jurisdiction | MANATEE FL |
Source: Manatee County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13408 SHELLMORE AVE, PALMETTO, FL 34221-5463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Deed Document Number | 202683160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 20, 2026 |
| Property Address | 13408 SHELLMORE AVE, PALMETTO, FL 34221-5463 |
| Document Number | 0000083160 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202683160 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258,762.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13408 SHELLMORE AVE, PALMETTO, FL 34221-5463 |
| Document Number | 0000083161, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202683161 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $414,716 | $443,933 Land $55,250 Building $388,683 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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