Chesterfield County property record for 13407 Chip Ct, Chester, VA 23831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,149 sqft · built 1988 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,500 (Sep 2003) |
| Tax Bill | $3,214 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 13202060400D022 |
| Primary APN | 13202060400D022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,149 sqft Finished Area |
| 1st Floor Area | 463 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 16,509 sqft (0.379 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 371 sqft |
| Deck Area | 221 sqft |
| Patio Area | 221 sqft |
| Balcony Area | 14 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 293636003 |
|---|---|
| Street Address | 13407 CHIP CT |
| City | CHESTER |
| State | VA |
| Zip | 23831-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | LORA LYNN HGTS L 22 BK D SEC 4 |
| Legal Subdivision | LORA LYNN HEIGHTS |
| Legal Block | D |
| Legal Lot Number | 22 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | BERMUDA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 100505 |
13407 Chip Ct is owned and occupied by an individual who bought it in September 2003.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13407 CHIP CT, CHESTER, VA 23831-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2003 · Amount on File |
| Deed Sale | Sep 24, 2003 · Amount on File |
| Prior Sale | Jan 29, 2001 |
| Deed Book / Page | 5390 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13407 CHIP CT, CHESTER, VA 23831-4304 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013369-925 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 13369/925 |
| Instrument | 2021025616 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 13407 Chip Ct was $3,214.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,214.00 | $358,400 (-) Land $59,000 Building $299,400 | $358,400 (-) Land $59,000 Building $299,400 |
| 2025 | $358,400 Land $59,000 Building $299,400 | $358,400 Land $59,000 Building $299,400 | |
| 2023 | $3,021.00 | $329,300 Land $54,000 Building $275,300 | $329,300 Land $54,000 Building $275,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13407 Chip Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13407 Chip Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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