13406 Oak Ranch Ln, Chico, CA 95973 Property Records

Butte County property record for 13406 Oak Ranch Ln, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	40 bd · 20 ba · 2,206 sqft · built 1989
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,861 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`007-550-014-000`

Property Details

APN / Parcel Number

Primary APN	`007-550-014-000`
Alternative APN	`007-550-014`

Interior

Bedrooms	40 Beds
Full Baths	20 Baths
Total Rooms	40 Rooms
Stories	2 Stories
Building Area	2,206 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modern
Construction Type	Wood
Lot Area	43,996 sqft
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	007-550-014
Street Address	13406 OAK RANCH LN
City	CHICO
State	CA
Zip	95973-9274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	LOT 14 STONYBROOK ESTATES SUB
Legal Subdivision	STONYBROOK ESTATES SUB
Legal Lot Number	14
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1044
Census Tract	1400

Owner

13406 Oak Ranch Ln is owned and occupied by two individuals who acquired it in April 2001.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13406 OAK RANCH LN, CHICO, CA 95973-9274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 17, 2001
Transfer Doc	0000016876
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13406 OAK RANCH LN, CHICO, CA 95973-9274
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13406 OAK RANCH LN, CHICO, CA 95973-9274

Mortgage

Document Number	0000009784
Date	Mar 1, 2021
Instrument	2021-0009784

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	13406 OAK RANCH LN, CHICO, CA 95973-9274
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13406 OAK RANCH LN, CHICO, CA 95973-9274

Mortgage

Document Number	0000002712
Date	Jan 22, 2021
Instrument	2021-0002712

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 13406 Oak Ranch Ln was $1,861 with a veteran's exemption.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,582 (+2%) Land $106,736 Building $228,846
2025	$1,861.00 Disabled Person's exemption Veteran's exemption	$329,003 Land $104,644 Building $224,359
2024			$578,610
2023	$1,806.00 (-3.11%) Disabled Person's exemption Veteran's exemption	$316,230 Land $100,582 Building $215,648
2022	$1,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13406 Oak Ranch Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13406 Oak Ranch Ln is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, unWired Broadband.

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