13406 Lydia St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13406 Lydia St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,769 sqft · built 1956
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Nov 2017)
Tax Bill	$6,032 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01318834`

Property Details

APN / Parcel Number

Primary APN	`13-01318834`
Alternative APN	`01318834`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,769 sqft Living Area
1st Floor Area	1,019 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01318834
Street Address	13406 LYDIA ST
City	SILVER SPRING
State	MD
Zip	20906-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	HARMONY HILLS
Legal Subdivision	HARMONY HILLS
Legal Block	9
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1011
Census Tract	703302

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13406 LYDIA ST, SILVER SPRING, MD 20906-5224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Apr 19, 2021	Gift Deed, Transfer NATIONAL SETTLEMENT SERVICES
Nov 8, 2017	Transfer on Death Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Deed Book / Page	55203 / 192
Last Transfer Date	Oct 28, 2020
Transfer Doc	0626330099
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13406 LYDIA ST, SILVER SPRING, MD 20906-5224
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	NATIONAL SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0626330104
Date	Apr 19, 2021
Book Page	62633/104

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

April 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 19, 2021
Property Address	13406 LYDIA ST, SILVER SPRING, MD 20906-5224
Document Number	0626330099
Book / Page	62633 / 99
Map Reference	MB 51 PL 3971
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	NATIONAL SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	13406 LYDIA ST, SILVER SPRING, MD 20906-5224

November 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 8, 2017
Property Address	13406 LYDIA ST, SILVER SPRING, MD 20906-5224
Document Number	0552030192
Book / Page	55203 / 192
Map Reference	MB51 PL3971
Instrument Date	Oct 16, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13406 LYDIA ST, SILVER SPRING, MD 20906-5224

Mortgage

Document Number	0055203200
Date	Nov 8, 2017
Instrument	55203/200

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,767 (+6.82%)	$545,500 (+20.45%) Land $172,000 Building $373,500
2025	$6,032.00 (+7.83%)	$452,900 (+15.53%) Land $172,000 Building $280,900	$452,900 (-) Land $172,000 Building $280,900
2024	$5,594.00 (+41.58%)
2023		$392,033	$452,900 Land $172,000 Building $280,900
2022	$3,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	20 (1978–2021)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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