13405 Ridge Rd, Grass Valley, CA 95945 Property Records

Nevada County property record for 13405 Ridge Rd, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,146 sqft · built 1931
Lot Size	0.79 acres (34,412 sqft)
Owner	Trust Name on File
Tax Bill	$2,171 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-150-011-000`

Property Details

APN / Parcel Number

Primary APN	`007-150-011-000`
Alternative APN	`07-150-11-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,146 sqft Living Area
1st Floor Area	2,146 sqft
2nd Floor Area	548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Traditional
Lot Area	34,412 sqft (0.79 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	477 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	07-150-11-000
Street Address	13405 RIDGE RD
City	GRASS VALLEY
State	CA
Zip	95945-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-1.5
Legal Description	LOT 2 BLK C RIDGE VIEW TRACT
Legal Subdivision	RIDGE VIEW TRACT
Legal Block	C
Legal Lot Number	2
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1012
Census Tract	503

Owner

13405 Ridge Rd is owner-occupied and held in a trust since March 2019.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Trust Name on File
Mailing Address	13405 RIDGE RD, GRASS VALLEY, CA 95945-4824
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESID'L MTG
Dec 9, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Apr 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 27, 2019
Transfer Doc	0000006290
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	13405 RIDGE RD, GRASS VALLEY, CA 95945-4824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017526
Date	Jul 27, 2020
Instrument	20200017526

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2030

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	13405 RIDGE RD, GRASS VALLEY, CA 95945-4824
Document Number	0000025591
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13139 GREENHORN RD GRASS VALLEY CA 959458481, GRASS VALLEY, CA 95945-8481

Mortgage

Document Number	0000025591
Date	Sep 29, 2020
Instrument	25591

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2050

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NEVADA CA
Recording Date	Dec 9, 2019
Property Address	13405 RIDGE RD, GRASS VALLEY, CA 95945-4824
Document Number	0000026136
Instrument Date	Nov 13, 2019
Instrument	26136
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13405 RIDGE RD GRASS VALLEY CA 959454824, GRASS VALLEY, CA 95945-4824

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 9, 2019
Property Address	13405 RIDGE RD, GRASS VALLEY, CA 95945-4824
Document Number	0000006290
Instrument Date	Mar 27, 2019
Instrument	6290
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13405 RIDGE RD GRASS VALLEY CA 959454824, GRASS VALLEY, CA 95945-4824

Tax Assessment & Valuation

The 2025 property tax bill for 13405 Ridge Rd was $2,171 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,093 (+2%) Land $39,029 Building $150,064
2025	$2,171.00 Homeowner's exemption	$185,386 Land $38,264 Building $147,122
2023	$2,067.00 (+1.17%) Homeowner's exemption	$178,189 Land $36,779 Building $141,410	$409,230
2022	$2,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13405 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13405 Ridge Rd is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - E. GEORGE, BANNER MOUNTAIN serves 17,154 people · EPA ID CA2910004
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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