13405 NE 18th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 13405 NE 18th Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,160 sqft · built 1989
Lot Size2.36 acres (103,237 sqft)
Owner2 Owner Names on Record
Last Sale$116,000 (Apr 1997)
Tax Bill$974 (2025)
Deeds & MortgagesJan 2026 Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN1-02-36-35-0010-00090-0050

Property Details

APN / Parcel Number

Primary APN1-02-36-35-0010-00090-0050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,160 sqft Heated Area
Gross Area2,808 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area103,237 sqft (2.36 acres)
PorchOpen Porch
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address13405 NE 18TH AVE
CityOKEECHOBEE
StateFL
Zip34972-8514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY HILLS ESTATES (PLAT BOOK 4 PAGE 97) NORTH 1/2 OF LOT 5 BLOCK 9
Legal Range35E
Legal Township36S
Legal Section02
Legal SubdivisionCOUNTRY HILLS ESTATES
Legal Block9
Legal Lot Number5
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3024
Census Tract910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address13405 NE 18TH AVE, OKEECHOBEE, FL 34972-8514
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NATIONAL ASSOCIATION
Sep 25, 2019Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 1997 · Amount on Record
Deed SaleApr 21, 1997 · Amount on Record
Deed Document Number0039000939
Deed Book / Page00390 / 00939
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address13405 NE 18TH AVE, OKEECHOBEE, FL 34972-8514
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13405 NE 18TH AVE, OKEECHOBEE, FL 34972-8514

Mortgage

Document Number0000000032
DateJan 5, 2026
Instrument2026000032
Lender
NameSOUTH STATE BANK NATIONAL ASSOCIATION
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2046

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address13405 NE 18TH AVE, OKEECHOBEE, FL 34972-8514
Document Number0000011714
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13405 NE 18TH AVE OKEECHOBEE FL 349728514, OKEECHOBEE, FL 34972-8514

Mortgage

Document Number0000011714
DateNov 15, 2019
Instrument11714
Lender
NameCENTERSTATE BK NA
TypeBank
AddressOKEECHOBEE, FL 34974
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 14, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$974.00 (-37.08%) Homeowner's exemption$111,700 (+5.99%)$307,870 (+4.74%) Land $83,100 Building $224,770
2023$1,548.00 (+10.41%) Homeowner's exemption$105,390 (+3%)$293,940 (+21.98%) Land $51,290 Building $242,650
2022$1,402.00 Homeowner's exemption$102,320$240,974 Land $40,440 Building $200,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NE 18th Ave

Nearby Streets

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