13405 Cindy Dr, Soddy Daisy, TN 37379 Property Records

Hamilton County property record for 13405 Cindy Dr, Soddy Daisy, TN 37379

Property Summary

Property Type	Rural Home
Details	2 ba · 2,016 sqft · built 1987
Lot Size	1.11 acres (48,391 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Apr 2001)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034N A 023`

Property Details

APN / Parcel Number

Primary APN	`034N A 023`
Alternative APN	`0000002879`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	48,391 sqft (1.11 acres)
Lot Dimensions	268 ft deep x 267 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000002879
Street Address	13405 CINDY DR
City	SODDY DAISY
State	TN
Zip	37379
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LOT 46 THATCHERS SHORE ACRES PB 22 PG 8 REV 42-142 1310 07 01
Legal Subdivision	THATCHERS SHORE ACRE
Legal Lot Number	46
Jurisdiction	HAMILTON TN
Township / Civil Division	1
Census Block Group	4
Census Block	4001
Census Tract	10202

Owner

Source: Hamilton County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2400 LEE PIKE, SODDY DAISY, TN 37379-7907
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BK
May 18, 2020	Deed of Trust, Mortgage · Conventional with PMI REGIONS MTG
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2001 · Amount on Record
Deed Sale	Apr 23, 2001 · Amount on Record
Deed Document Number	200199
Deed Book / Page	5840 / 829
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	May 11, 2026
Property Address	13405 CINDY DR, SODDY DAISY, TN 37379
Document Number	0000000099
Book / Page	14293 / 235
Instrument Date	Apr 21, 2026
Instrument	202699
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000099,
Date	May 11, 2026
Book Page	14293/235
Instrument	202699

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	13405 CINDY DR, SODDY DAISY, TN 37379
Document Number	1125000156
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2400 LEE PIKE SODDY DAISY TN 373797907, SODDY DAISY, TN 37379-7907

Mortgage

Document Number	1125000156
Date	Nov 25, 2020
Book Page	012247/000274
Instrument	201125000156

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	13405 CINDY DR, SODDY DAISY, TN 37379
Document Number	0522000145
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13405 CINDY DR SODDY DAISY TN 37379, SODDY DAISY, TN 37379

Mortgage

Document Number	0522000145
Date	May 22, 2020
Book Page	012010/000599
Instrument	200522000145

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	13405 CINDY DR, SODDY DAISY, TN 37379
Document Number	1001000231
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2400 LEE PIKE SODDY DAISY TN 373797907, SODDY DAISY, TN 37379-7907

Mortgage

Document Number	1001000231
Date	Oct 1, 2018
Book Page	011466/000526
Instrument	181001000231

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (+1.58%)	$84,850 (+49.91%)	$339,400 (+49.91%) Land $50,000 Building $289,400
2024	$1,266.00	$56,600 (-)	$226,400 (-) Land $30,000 Building $196,400
2023	$1,266.00	$56,600	$226,400 Land $30,000 Building $196,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION FORK-BAKEWELL U.D. serves 6,464 people · EPA ID TN0000037
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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