13404 Stottlemyer Rd, Smithsburg, MD 21783 Property Records

Frederick County property record for 13404 Stottlemyer Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,799 sqft · built 1998
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Oct 1997)
Tax Bill	$4,533 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-189806`

Property Details

APN / Parcel Number

Primary APN	`06-189806`
Alternative APNs	`6189806` `189806`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,799 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	61,420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	189806
Street Address	13404 STOTTLEMYER RD
City	SMITHSBURG
State	MD
Zip	21783-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 2 SEC 1 1.414 ACRES JAMISON ACRES
Legal Subdivision	JAMISON ACRES
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	6, CATOCTIN
Census Block Group	1
Census Block	1018
Census Tract	752801

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13348 STOTTLEMYER RD, SMITHSBURG, MD 21783-8909
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLEND
Aug 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage MLEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 1997 · Amount on Record
Deed Sale	Oct 2, 1997 · Amount on Record
Deed Document Number	19976110
Deed Book / Page	2335 / 41
Last Transfer Date	Dec 26, 2014
Transfer Doc	0103710354
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13404 STOTTLEMYER RD, SMITHSBURG, MD 21783-9216
Document Number	0142160516
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	VILLAGE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13404 STOTTLEMYER RD SMITHSBURG MD 217839216, SMITHSBURG, MD 21783-9216

Mortgage

Document Number	0142160516
Date	Oct 29, 2020
Book Page	014216/000516

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	13404 STOTTLEMYER RD, SMITHSBURG, MD 21783-9216
Document Number	0125960421
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13404 STOTTLEMYER RD SMITHSBURG MD 217839216, SMITHSBURG, MD 21783-9216

Mortgage

Document Number	0125960421
Date	Aug 29, 2018
Book Page	012596/000421

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,800 (+7.22%) Land $125,900 Building $258,900	$384,800 (-) Land $125,900 Building $258,900
2025	$4,533.00 (+8.44%)	$358,900 (+16.87%)	$384,800 (+25.3%) Land $125,900 Building $258,900
2024	$4,180.00 (+11.56%)
2023	$3,747.00	$307,100 Land $100,900 Building $206,200	$307,100 Land $100,900 Building $206,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1996–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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