Washington County property record for 13404 Arbor Dr, Hagerstown, MD 21742
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,935 sqft · built 1990 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jun 2026) |
| Tax Bill | $2,867 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-025722 |
| Primary APN | 27-025722 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,935 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,102 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 78 sqft |
| Patio Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 025722 |
|---|---|
| Street Address | 13404 ARBOR DR |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-2475 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RU |
| Legal Description | LT 5 SE 2 0.186 AC 13404 ARBOR DR ARBORGATE |
| Legal Subdivision | FOUNTAIN HEAD MDWS SEC I |
| Legal Lot Number | 5 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 27, FOUNTAIN HEAD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10300 |
Source: Washington County records · APN 27-025722
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13404 ARBOR DR, HAGERSTOWN, MD 21742-2475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2026 | Deed, Transfer · FHA Mortgage CLASSIC SETTLEMENTS INC, CLASSIC SETTLEMENTS |
| Jul 02, 2020 | Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | Jul 02, 2020 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 7941 / 418 |
| Prior Transfer Date | May 07, 2012 |
| Prior Transfer Doc | 0042820089 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 05, 2026 |
| Property Address | 13404 ARBOR DR, HAGERSTOWN, MD 21742-2475 |
| Document Number | 7941000418 |
| Book / Page | 7941 / 418 |
| Instrument Date | May 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | CLASSIC SETTLEMENTS INC, CLASSIC SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,360.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13404 ARBOR DR, HAGERSTOWN, MD 21742-2475 |
| Document Number | 7941000425, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 7941/425 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 02, 2020 |
| Property Address | 13404 ARBOR DR, HAGERSTOWN, MD 21742-2475 |
| Document Number | 0062960096 |
| Book / Page | 6296 / 96 |
| Map Reference | FO 3941 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | EXCALIBUR TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 13404 ARBOR DR, HAGERSTOWN, MD 21742-2475 |
| Document Number | 0006296101 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 6296/101 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,800 (+8.25%) | $333,400 (-) Land $75,000 Building $258,400 | |
| 2025 | $2,867.00 (+5.48%) Homeowner's exemption | $286,200 (+10.97%) | $333,400 (+26.96%) Land $75,000 Building $258,400 |
| 2024 | $2,718.00 (+1.34%) | ||
| 2023 | $2,682.00 Homeowner's exemption | $257,900 | $262,600 Land $75,000 Building $187,600 |
Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 2023 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Schurz Communications Fiber · Cable | 2,300 / 2,300 |
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CTI Networks Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 208 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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