13403 Windy Meadow Ln, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13403 Windy Meadow Ln, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,092 sqft · built 2015
Lot Size	0.153 acres (6,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Apr 2023)
Tax Bill	$9,497 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03709956`

Property Details

APN / Parcel Number

Primary APN	`13-03709956`
Alternative APN	`03709956`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,092 sqft Living Area
Gross Area	4,512 sqft
1st Floor Area	1,511 sqft
Basement Area	1,070 sqft
Finished Basement	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,664 sqft (0.153 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03709956
Street Address	13403 WINDY MEADOW LN
City	SILVER SPRING
State	MD
Zip	20906-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POPLAR RUN
Legal Subdivision	POPLAR RUN
Legal Block	T
Legal Lot Number	46
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2020
Census Tract	703223

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13403 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Special Warranty Deed, Transfer · Conventional Mortgage AMERICA TRUST FUNDING MORTGAGE BANK
Mar 26, 2019	Deed of Trust, Mortgage · ARM PENTAGON FCU
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Dec 10, 2015 · Amount on Record
Deed Book / Page	66916 / 265
Record Updated	Sep 20, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 20, 2023
Property Address	13403 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734
Document Number	0669160265
Book / Page	66916 / 265
Map Reference	PL 24474
Instrument Date	Apr 18, 2023
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13403 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734

Mortgage

Document Number	0066916273
Date	Apr 20, 2023
Instrument	66916/273

Lender

Name	AMERICA TRUST FUNDING MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13403 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0573590011
Date	Mar 26, 2019
Book Page	57359/011

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13403 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13403 WINDY MEADOW LN, SILVER SPRING, MD 20906-6734

Mortgage

Document Number	0645920147
Date	Nov 16, 2021
Book Page	64592/147

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$854,067 (+3.16%)	$906,400 (+9.48%) Land $264,500 Building $641,900
2025	$9,497.00 (+32.66%)	$827,900 (+15.23%) Land $264,500 Building $563,400	$827,900 (-) Land $264,500 Building $563,400
2023		$718,500	$827,900 Land $264,500 Building $563,400
2022	$7,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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