13403 Willow Falls Rd, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 13403 Willow Falls Rd, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,598 sqft · built 2000
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Aug 2024)
Tax Bill$2,315 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN111-237-01

Property Details

APN / Parcel Number

Primary APN111-237-01

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,598 sqft Living Area
1st Floor Area727 sqft
Upper Floors Area871 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage Area252 sqft
PorchFinished/Open Porch
Porch Area35 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address13403 WILLOW FALLS RD
CityCHARLOTTE
StateNC
Zip28215-9900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL15 M31-713
Legal SubdivisionWOODLAND FARM ROCKY RDG PH 02
Legal Block7
Legal Lot Number15
JurisdictionMECKLENBURG NC
Township / Civil Division6, CLEAR CREEK
Census Block Group3
Census Block3011
Census Tract5621

Owner

Source: Mecklenburg County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13403 WILLOW FALLS RD, CHARLOTTE, NC 28215-9900
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2024 · Amount on Record
Deed SaleAug 29, 2024 · Amount on Record
Prior SaleOct 14, 2014 · Amount on Record
Deed Document Number202482119
Deed Book / Page39039 / 970
Prior Transfer DateNov 16, 2004
Prior Transfer Doc0000251119
Record UpdatedOct 29, 2026

August 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 29, 2024
Property Address13403 WILLOW FALLS RD, CHARLOTTE, NC 28215-9900
Document Number0000082119
Book / Page39039 / 970
Map ReferenceMB 31 PG 713
Instrument DateAug 20, 2024
Instrument2024082119
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23975 PARK SORRENTO3RD, CALABASAS, CA 91302

Transferred To (Grantee/Buyer)

NameVerified Name
Address13403 WILLOW FALLS RD, CHARLOTTE, NC 28215-9900

Mortgage

Document Number0000082120
DateAug 29, 2024
Instrument2024082120
Lender
NameFOUNDERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 5, 2054
Interest
Rate7.62%
AdjustableAdjustable Rate Rider
Change Frequency10 Years
Min Rate At Change5.62%
Max Rate At Change9.65%
Index10-Year TN
Max Rate13.6%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,315.00$324,200 Land $80,000 Building $244,200$324,200 Land $80,000 Building $244,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKY RIDGE S/D
private · serves 384 people · EPA ID NC0160282
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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