Clay County property record for 13403 N Virginia Ave, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,300 sqft · built 1993 |
| Lot Size | 9.66 acres (420,790 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,241 (2023) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-304-00-01-005.00 |
| Primary APN | 09-304-00-01-005.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 2,688 sqft |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 420,790 sqft |
| Lot Dimensions | 1 ft deep x 328 ft wide |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
|---|---|
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 13403 N VIRGINIA AVE |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MURPHY ACRES LT B |
| Legal Range | 33W |
| Legal Township | 52N |
| Legal Section | 12 |
| Legal Subdivision | MURPHY ACRES |
| Legal Lot Number | B |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 21900 |
13403 N Virginia Ave is held in a trust since January 2022.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 13501 N VIRGINIA AVE, SMITHVILLE, MO 64089-8974 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK |
| Dec 3, 2019 | Deed of Trust, Mortgage · Line of Credit PLATTE VLY BK/MO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 |
| Deed Sale | Jan 28, 2022 |
| Deed Document Number | 20223362 |
| Deed Book / Page | 9292 / 66 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 13403 N VIRGINIA AVE, SMITHVILLE, MO 64089-8975 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | STEWART |
| Name | Verified Name |
|---|---|
| Address | 13403 N VIRGINIA AVE, SMITHVILLE, MO 64089-8975 |
| Document Number | 0000018620 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 9380/128 |
| Instrument | 2022018620 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SMITHVILLE, MO 64089 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 13403 N VIRGINIA AVE, SMITHVILLE, MO 64089-8975 |
| Document Number | 0000036520 |
| Instrument Date | Dec 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13403 N VIRGINIA AVE SMITHVILLE MO 640898975, SMITHVILLE, MO 64089-8975 |
| Document Number | 0000036520 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 008559/000005 |
| Instrument | 36520 |
| Name | PLATTE VLY BK/MO |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,840 | $300,378 | |
| 2023 | $3,241.00 | $49,720 | $261,684 |
| 2019 | $2,646.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13403 N Virginia Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13403 N Virginia Ave is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 49% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 9 serves 2,465 people · EPA ID MO1024150 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: United Fiber.
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