13403 Explorer Dr, Houston, TX 77044 Property Records

Harris County property record for 13403 Explorer Dr, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,884 sqft · built 2007
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$773,893 (Sep 2022)
Tax Bill	$12,560 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`128-891-001-0014`

Property Details

APN / Parcel Number

Primary APN	`128-891-001-0014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,884 sqft Living Area
1st Floor Area	2,631 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,233 sqft (0.189 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	55 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1288910010014
Street Address	13403 EXPLORER DR
City	HOUSTON
State	TX
Zip	77044-1090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 BLK 1 LAKESHORE SEC 6
Legal Subdivision	LAKESHORE SEC 6
Legal Block	1
Legal Lot Number	14
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2020
Census Tract	252003

Owner

13403 Explorer Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13403 EXPLORER DR, HOUSTON, TX 77044-1090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Sep 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Nov 4, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Feb 18, 2019	Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on File
Deed Sale	Sep 28, 2022 · Amount on File
Prior Sale	Feb 18, 2019 · Amount on File
Deed Document Number	2022483127
Prior Transfer Date	Jan 6, 2015
Prior Transfer Doc	0000024128
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13403 EXPLORER DR, HOUSTON, TX 77044-1090
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186204
Date	Apr 7, 2021
Instrument	2021-186204

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Sep 28, 2022
Property Address	13403 EXPLORER DR, HOUSTON, TX 77044-1090
Document Number	0000483127
Map Reference	MF 606130
Instrument Date	Sep 27, 2022
Instrument	2022-483127
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13403 EXPLORER DR, HOUSTON, TX 77044-1090

Mortgage

Document Number	0000483128
Date	Sep 28, 2022
Instrument	2022-483128

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	10.1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13403 EXPLORER DR, HOUSTON, TX 77044-1090
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021186204
Date	Apr 7, 2021
Instrument	2021-186204

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13403 EXPLORER DR, HOUSTON, TX 77044-1090
Document Number	0000503457
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13403 EXPLORER DR HOUSTON TX 770441090, HOUSTON, TX 77044-1090

Mortgage

Document Number	0000503457
Date	Nov 13, 2019
Instrument	503457

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2034

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Feb 18, 2019
Property Address	13403 EXPLORER DR, HOUSTON, TX 77044-1090
Document Number	0000064000
Map Reference	PL 606130
Instrument Date	Feb 12, 2019
Instrument	2019-064000
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13027 GOLDEN WATER CT, HOUSTON, TX 77044-2661

Mortgage

Document Number	0000064001
Date	Feb 18, 2019
Instrument	2019-064001

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 13403 Explorer Dr was $12,560 with a homeowner's exemption, up 279.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,333 (-4.59%) Land $72,210 Building $500,123	$572,333 (-4.59%) Land $72,210 Building $500,123
2025	$12,560.00 (+279.69%) Homeowner's exemption	$599,872 (+6.25%) Land $72,210 Building $527,662	$599,872 (+6.25%) Land $72,210 Building $527,662
2024	$3,308.00 (+7.33%) Homeowner's exemption	$564,600 (-3.46%) Land $72,210 Building $492,390	$564,600 (-3.46%) Land $72,210 Building $492,390
2023	$3,082.00 Homeowner's exemption	$584,864 Land $44,930 Building $539,934	$584,864 Land $44,930 Building $539,934
2022	$3,082.00
2020	$2,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13403 Explorer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	7 (2016–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13403 Explorer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 412 serves 3,480 people · EPA ID TX1013354
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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