13403 Breakwater Path Loop, Houston, TX 77044 Property Records

Harris County property record for 13403 Breakwater Path Loop, Houston, TX 77044

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,256 sqft · built 2012
Lot Size0.203 acres (8,838 sqft)
Owner2 Individual Names on File
Last Sale$379,900 (Feb 2018)
Tax Bill$9,180 (2025)
Deeds & MortgagesJul 2020 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN131-891-002-0001

Property Details

APN / Parcel Number

Primary APN131-891-002-0001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,256 sqft Living Area
1st Floor Area3,256 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area8,838 sqft (0.203 acres)
Garage Area590 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1318910020001
Street Address13403 BREAKWATER PATH LOOP
CityHOUSTON
StateTX
Zip77044-2675
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 BLK 2 LAKESHORE SEC 10
Legal SubdivisionLAKESHORE SEC 10
Legal Block2
Legal Lot Number1
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2041
Census Tract252003

Owner

13403 Breakwater Path Loop is owned and occupied by two individuals who bought it in February 2018.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address13403 BREAKWATER PATH LOOP, HOUSTON, TX 77044-2675
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHARTWAY FCU
Feb 26, 2018Vendor's Lien, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2018 · Amount on File
Deed SaleFeb 26, 2018 · Amount on File
Prior SaleMar 9, 2012
Deed Document Number201878111
Prior Transfer DateFeb 23, 2018
Prior Transfer Doc0000078111
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address13403 BREAKWATER PATH LOOP, HOUSTON, TX 77044-2675
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000318058
DateJul 17, 2020
Instrument2020-318058
Lender
NameCHARTWAY FCU
TypeCredit Union
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

February 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateFeb 26, 2018
Property Address13403 BREAKWATER PATH LOOP, HOUSTON, TX 77044-2675
Document Number0000078111
Map ReferencePL 631204
Instrument DateFeb 23, 2018
Instrument2018-078111
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanyTEXAS AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13403 BREAKWATER PATH LOOP, HOUSTON, TX 77044-2675

Mortgage

Document Number0000078112
DateFeb 26, 2018
Instrument2018-078112
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13403 Breakwater Path Loop was $9,180 with a homeowner's exemption, up 230.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHumble Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$444,455 (-2.57%) Land $72,754 Building $371,701$444,455 (-2.57%) Land $72,754 Building $371,701
2025$9,180.00 (+230.69%) Homeowner's exemption$456,156 Land $72,754 Building $383,402$456,156 Land $72,754 Building $383,402
2024$2,776.00
2023$485,111 Land $45,269 Building $439,842$485,111 Land $45,269 Building $439,842
2022$2,282.00
2020$1,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13403 Breakwater Path Loop in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 343 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies343 in force
Nearby Flood Claims7 (2016–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13403 Breakwater Path Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 412
serves 3,480 people · EPA ID TX1013354
Water SourcePurchased surface water from CITY OF HOUSTON
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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