Cook County property record for 13402 S Stephen Dr, Palos Park, IL 60464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,116 sqft · built 1978 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,413 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-32-405-020 |
| Primary APN | 23-32-405-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 2,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 13402 S STEPHEN DR |
|---|---|
| City | PALOS PARK |
| State | IL |
| Zip | 60464-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 37N |
| Legal Section | 32 |
| Legal Subdivision | MCGINNIS LAKE HLNDS |
| Legal Lot Number | 20 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALOS |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 823801 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13402 S STEPHEN DR, PALOS PARK, IL 60464-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HM MTG |
| Jul 27, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BK NA |
| Oct 6, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 13402 S STEPHEN DR, PALOS PARK, IL 60464-2221 |
| Document Number | 2027207505 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | MILLENIUM TITLE GROUP LIMITED, MILLENNIUM TITLE GRP LTD |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13402 S STEPHEN DR PALOS PARK IL 604642221, PALOS PARK, IL 60464-2221 |
| Document Number | 2027207505 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 27207505 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 27, 2035 |
| Rate | 2.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 13402 S STEPHEN DR, PALOS PARK, IL 60464-2221 |
| Document Number | 1822233274 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13402 S STEPHEN DR PALOS PARK IL 604642221, PALOS PARK, IL 60464-2221 |
| Document Number | 1822233274 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 22233274 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 13402 S STEPHEN DR, PALOS PARK, IL 60464-2221 |
| Document Number | 1729615057 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13402 S STEPHEN DR PALOS PARK IL 604642221, PALOS PARK, IL 60464-2221 |
| Document Number | 1729615057 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 29615057 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palos Township |
| Secondary School District | Consolidated High School District 230 (09 - 12) |
| Elementary School District | Palos Community Consolidated School District 118 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,000 (+25.32%) Land $10,500 Building $30,500 | $410,000 (+25.32%) Land $105,000 Building $305,000 | |
| 2023 | $8,413.00 (+4.87%) | ||
| 2022 | $8,022.00 Homeowner's exemption | $32,717 Land $9,000 Building $23,717 | $327,170 Land $90,000 Building $237,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALOS PARK serves 4,873 people · EPA ID IL0311000 |
|---|---|
| Water Source | Purchased surface water from OAK LAWN |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | ORLAND PARK |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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