13402 Elm Ln, Prospect, KY 40059 Property Records

Oldham County property record for 13402 Elm Ln, Prospect, KY 40059 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1978
Square Footage	1,960 sqft Living Area
Lot Size	28,314 sqft (0.65 acres)
Occupancy	Owner Occupied
Last Sale	$340,000 (2019)
Tax Bill	$4,602.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-02A-02-43`
Alternative APN	`61191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,960 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Material	Composition Shingle Roof
Lot Area	28,314 sqft (0.65 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	61191
Street Address	13402 ELM LN
City	PROSPECT
State	KY
Zip	40059-9018
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & .65 AC
Legal Block	SEC 2
Legal Lot Number	43
Jurisdiction	OLDHAM KY
Minor Civil Division	PEWEE VALLEY
Census Blockgroup	2
Census Block	2001
Census Tract	30801

Owner

Source: Oldham County records · APN 02-02A-02-43

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	13402 ELM LN, PROSPECT, KY 40059-9018
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRANSCEND CU
Jul 09, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRANSCEND CU
Jan 29, 2019	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Aug 23, 2005 · Amount on Record
Deed Doc Number	548287
Deed Book / Page	D1210 / 0210
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	13402 ELM LN, PROSPECT, KY 40059-9018
Transaction Type	Mortgage
Record Updated	Dec 01, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2466/102
Date	Nov 12, 2020
Book Page	M2466/102
Instrument	605455

Lender

Name	TRANSCEND CU
Type	Credit Union
Address	LOUISVILLE, KY 40218

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	13402 ELM LN, PROSPECT, KY 40059-9018
Transaction Type	Mortgage
Record Updated	Aug 05, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2355/0716
Date	Jul 09, 2019
Book Page	M2355/0716
Instrument	554015

Lender

Name	TRANSCEND CU
Type	Credit Union
Address	LOUISVILLE, KY 40218

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2039

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jan 29, 2019
Property Address	13402 ELM LN, PROSPECT, KY 40059-9018
Document Number	D1210/0210
Book / Page	D1210 / 0210
Map Reference	MB 1 PG 61
Instrument Date	Jan 25, 2019
Instrument	548287
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 DEPOT ST APT 1, 45, SHARON, MA 02067-1277

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	13402 EHN LANE, PROSPECT, KY 40059

Mortgage

Document Number	548288
Date	Jan 29, 2019
Instrument	548288

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Municipality	River Bluff City
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,602.00 (+8.28%)	$370,000 (+8.82%) Land $50,000 Building $320,000	$370,000 (+8.82%) Land $50,000 Building $320,000
2023	$4,250.00	$340,000 Land $50,000 Building $290,000	$340,000 Land $50,000 Building $290,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

13402 Elm Ln, Prospect, KY 40059 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Elm Ln

Nearby Streets

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