13402 Chads Ter, Hagerstown, MD 21740 Property Records

Washington County property record for 13402 Chads Ter, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,694 sqft · built 2002
Lot Size	0.855 acres (37,261 sqft)
Owner	Individual Name on Record
Last Sale	$221,500 (Jun 2014)
Tax Bill	$6,268 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-024294`

Property Details

APN / Parcel Number

Primary APN	`13-024294`
Alternative APN	`024294`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,694 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	37,261 sqft (0.855 acres)
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	400 sqft
Deck Area	370 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	024294
Street Address	13402 CHADS TER
City	HAGERSTOWN
State	MD
Zip	21740-2457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	LOT 42 0.86 ACRES 13402 CHADS TERRACE MAUGANS MEADOWS
Legal Subdivision	MAUGANS MEADOWS
Legal Lot Number	42
Jurisdiction	WASHINGTON MD
Township / Civil Division	13, MAUGANSVILLE
Census Block Group	2
Census Block	2011
Census Tract	10401

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13402 CHADS TER, HAGERSTOWN, MD 21740-2457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2014 · Amount on Record
Deed Sale	Jun 6, 2014 · Amount on Record
Prior Sale	Oct 5, 2000 · Amount on Record
Deed Book / Page	4770 / 320
Last Transfer Date	Feb 29, 2016
Transfer Doc	0051990376
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13402 CHADS TER, HAGERSTOWN, MD 21740-2457
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056310116
Date	Nov 9, 2017
Book Page	5631/0116
Instrument	5631-0116

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13402 CHADS TER, HAGERSTOWN, MD 21740-2457
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056310131
Date	Nov 9, 2017
Book Page	5631/0131
Instrument	5631-0131

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,268.00 (+5.9%)	$605,367 (+5.89%)	$672,700 (+17.67%) Land $83,100 Building $589,600
2025	$5,919.00 (+1%)	$571,700 (+22.2%) Land $83,100 Building $488,600	$571,700 (-) Land $83,100 Building $488,600
2024	$5,381.00 (+10.61%)
2023	$4,865.00	$467,833	$571,700 Land $83,100 Building $488,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

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