13401 Olin Lakes Dr, Sparta, MI 49345 Property Records

Kent County property record for 13401 Olin Lakes Dr, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,508 sqft · built 1996
Lot Size	2.06 acres (89,734 sqft)
Owner	Trust Name on File
Last Sale	$3,000 (Sep 2004)
Tax Bill	$5,258 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-02-32-351-001`

Property Details

APN / Parcel Number

Primary APN	`41-02-32-351-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,508 sqft Living Area
1st Floor Area	2,070 sqft
Basement Area	2,070 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	89,734 sqft (2.06 acres)
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13401 OLIN LAKES DR
City	SPARTA
State	MI
Zip	49345-8571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART SW 1/4 COM 423 FT E ALONG N LINE OF S 1/2 SW 1/4 FROM W SEC LINE TH W TO NW COR OF S 1/2 SW 1/4 TH S ALONG W SEC LINE
Legal Range	11W
Legal Township	10N
Legal Section	32
Jurisdiction	KENT MI
Township / Civil Division	SOLON
Census Block Group	3
Census Block	3065
Census Tract	10302

Owner

13401 Olin Lakes Dr is owner-occupied and held in a trust since September 2004.

Source: Kent County records, as of September 18, 2026

Owner of Record	Trust Name on File
Mailing Address	13401 OLIN LAKES DR, SPARTA, MI 49345-8571
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Mar 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2004 · Amount on File
Deed Sale	Sep 17, 2004 · Amount on File
Deed Document Number	2004126180
Prior Transfer Date	Aug 30, 2002
Prior Transfer Doc	0065160551
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13401 OLIN LAKES DR, SPARTA, MI 49345-8571
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13401 OLIN LAKES DR, SPARTA, MI 49345-8571

Mortgage

Document Number	0000016536
Date	Feb 24, 2022
Instrument	20220224-0016536

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13401 OLIN LAKES DR, SPARTA, MI 49345-8571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020984
Date	Mar 27, 2019
Instrument	20190327-0020984

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13401 OLIN LAKES DR, SPARTA, MI 49345-8571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071138
Date	Sep 18, 2019
Instrument	20190918-0071138

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 13401 Olin Lakes Dr was $5,258, up 39.4% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Solon Township
Unified School District	Kent City Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,900 (+51.85%)	$879,800 (+51.85%)
2025	$5,258.00 (+39.4%) Homeowner's exemption	$289,700	$579,400
2024	$3,772.00
2023		$242,500	$485,000
2021	$4,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13401 Olin Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13401 Olin Lakes Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Olin Lakes Dr

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