13401 MS Highway 15, Ackerman, MS 39735 Property Records

Choctaw County property record for 13401 MS Highway 15, Ackerman, MS 39735

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,990 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052 0032 0016001`

Property Details

APN / Parcel Number

Primary APN	`052 0032 0016001`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,990 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Deck Area	616 sqft
Utility Building	158 sqft

Location & Zoning

Street Address	13401 MS HIGHWAY 15
City	ACKERMAN
State	MS
Zip	39735-9580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 SW1/4
Jurisdiction	CHOCTAW MS
Township / Civil Division	5
Census Block Group	3
Census Block	3011
Census Tract	950200

Owner

Source: Choctaw County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13401 MS HIGHWAY 15, ACKERMAN, MS 39735-9580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit NATIONSTAR MORTGAGE
Apr 29, 2019	Deed of Trust, Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2008
Deed Sale	Aug 5, 2008
Deed Document Number	0000182758
Deed Book / Page	182 / 758
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOCTAW MS
Property Address	13401 MS HIGHWAY 15, ACKERMAN, MS 39735-9580
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/2291
Date	Oct 9, 2025
Book Page	2025/2291
Instrument	2025-2291

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOCTAW MS
Property Address	13401 MS HIGHWAY 15, ACKERMAN, MS 39735-9580
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000220/279
Date	Apr 29, 2019
Book Page	220/279

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Choctaw County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Choctaw County
Unified School District	Choctaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$7,477 (+8.27%) Land $500 Building $6,977	$74,765 (+8.27%) Land $5,000 Building $69,765
2023	$6,906 Land $500 Building $6,406	$69,055 Land $5,000 Building $64,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REFORM WATER ASSOCIATION public/private · serves 1,742 people · EPA ID MS0100007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless	2,500 / 2,500
4-County Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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