Saginaw County property record for 13401 Gary Rd, Chesaning, MI 48616
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 3.96 acres (172,498 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $328 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-2-01-1001-000 |
| Primary APN | 07-09-2-01-1001-000 |
|---|
| Lot Area | 172,498 sqft (3.96 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13401 GARY RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9429 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | A-R |
| Legal Description | E 1820.28 FT OF NE FRL 1/4 EXC S 1980 FT THEREOF ALSO EXC W 165 FT OF N 264 FT ALSO EXC E 1495 FT OF REMAINDER 3.96 ACRES SEC |
| Legal Range | 04E |
| Legal Township | 09N |
| Legal Section | 01 |
| Legal Subdivision | NE4 OF S1T9NR2E |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12500 |
13401 Gary Rd, residential vacant land, is owned by two individuals who acquired it in May 2013.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13255 GARY RD, CHESANING, MI 48616-9429 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 13, 2013 |
| Transfer Doc | 0000017712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13401 GARY RD, CHESANING, MI 48616-9429 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 2021033476 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021033476 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 13401 Gary Rd was $328.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brady Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,600 | $31,200 | |
| 2025 | $328.00 Homeowner's exemption | ||
| 2023 | $15,200 | $30,400 | |
| 2022 | $291.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13401 Gary Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13401 Gary Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Spectrum, T-Mobile.
5G (outdoors only) and 4G LTE
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