13400 Sterling Cir, Midland, NC 28107 Property Records

Cabarrus County property record for 13400 Sterling Cir, Midland, NC 28107

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,128 sqft · built 2016
Lot Size	0.692 acres (30,100 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Nov 2013)
Tax Bill	$1,320 (2023)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10021A0127.000000`

Property Details

APN / Parcel Number

Primary APN	`10021A0127.000000`
Alternative APNs	`5544 43 1064` `45503`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	2,128 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,100 sqft (0.692 acres)
Lot Dimensions	301 ft deep x 100 ft wide
Deck Area	140 sqft
Patio Area	140 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	45503
Street Address	13400 STERLING CIR
City	MIDLAND
State	NC
Zip	28107-9435
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SFR
Legal Description	LOT 47 CABARRUS ACRES SECT 2
Legal Subdivision	CABARRUS ACRES
Legal Lot Number	47
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	2
Census Block	2025
Census Tract	41603

Owner

13400 Sterling Cir, a mobile home, is owned by an individual who bought it in November 2013.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2016 RAMBLE RD, MIDLAND, NC 28107-8202
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2013 · Amount on File
Deed Sale	Nov 27, 2013 · Amount on File
Prior Sale	Nov 18, 2013 · Amount on File
Deed Book / Page	10784 / 166
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Jun 25, 2026
Property Address	13400 STERLING CIR, MIDLAND, NC 28107-9435
Document Number	0000015065
Book / Page	18054 / 312
Instrument Date	Jun 18, 2026
Instrument	202615065
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SILK TITLE UTAH LLC, SILK TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015065,
Date	Jun 25, 2026
Book Page	18054/312
Instrument	202615065

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,230 (-) Land $48,000 Building $217,230
2025		$265,230 Land $48,000 Building $217,230
2024			$265,230 (+92.96%) Land $48,000 Building $217,230
2023	$1,320.00	$137,450 Land $25,000 Building $112,450	$137,450 Land $25,000 Building $112,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13400 Sterling Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13400 Sterling Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABARRUS ACRES WATER SYSTEM private · serves 41 people · EPA ID NC0113146
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20