Hampden County and Palmer Town City property record for 1340 Ware St, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 1988 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,000 (Nov 2004) |
| Tax Bill | $5,970 (2025) |
| Deeds & Mortgages | May 2026 Sale Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:37 B:14 L:4 |
| Primary APN | PALM M:37 B:14 L:4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 3,264 sqft |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1340 WARE ST |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-9536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | WATER E MCCLOSKEY |
| Legal Block | 14 |
| Legal Lot Number | 4 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 810100 |
1340 Ware St is owned by two individuals who bought it in November 2004.
Source: Hampden County and Palmer Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 956 WARE ST, PALMER, MA 01069-1562 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer |
| Apr 8, 2020 | Deed of Trust, Mortgage · Balloon Mortgage COUNTRY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2004 · Amount on File |
| Deed Sale | Nov 12, 2004 · Amount on File |
| Prior Sale | Aug 17, 2001 · Amount on File |
| Deed Document Number | 200415480 |
| Deed Book / Page | 14625 / 287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | May 15, 2026 |
| Property Address | 1340 WARE ST, PALMER, MA 01069-9536 |
| Document Number | 026333-219 |
| Book / Page | 26333 / 219 |
| Instrument Date | May 14, 2026 |
| Instrument | 202621703 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 956 WARE ST, PALMER, MA 01069-1562 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 1340 WARE ST, PALMER, MA 01069-9536 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23160-204 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 23160/204 |
| Instrument | 18055 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2045 |
The 2025 property tax bill for 1340 Ware St was $5,970, up 7.2% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,970.00 (+7.24%) | $326,600 (+9.52%) Land $66,200 Building $260,400 | $420,470 (+22.57%) |
| 2024 | $5,567.00 (-2.56%) | $298,200 (+1.46%) Land $60,100 Building $238,100 | $343,045 |
| 2023 | $5,713.00 | $293,900 Land $60,100 Building $233,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1340 Ware St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1340 Ware St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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