1340 Vanstone Dr, Commerce Township, MI 48382 Property Records

Oakland County property record for 1340 Vanstone Dr, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,510 sqft · built 1973
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$174,000 (Aug 2008)
Tax Bill$1,594 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNE-17-16-283-023

Property Details

APN / Parcel Number

Primary APNE-17-16-283-023

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,510 sqft Living Area
1st Floor Area1,510 sqft
Basement Area1,510 sqft
Unfinished Basement1,510 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area15,246 sqft (0.35 acres)
Garage Area595 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft
Deck Area135 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1340 VANSTONE DR
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-1966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 16 COMMERCE LAKE HIGHLANDS LOTS 76 & 77
Legal Range08E
Legal Township02N
Legal Section16
Legal SubdivisionHIGHLAND
Legal Lot Number76-77
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1019
Census Tract134300

Owner

1340 Vanstone Dr is owned and occupied by two individuals who bought it in August 2008.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1340 VANSTONE DR, COMMERCE TOWNSHIP, MI 48382-1966
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2008 · Amount on File
Deed SaleAug 25, 2008 · Amount on File
Deed Document Number2008157075
Deed Book / Page40547 / 537
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1340 VANSTONE DR, COMMERCE TOWNSHIP, MI 48382-1966
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 VANSTONE DR, COMMERCE TOWNSHIP, MI 48382-1966

Mortgage

Document Number0000126560
DateMay 14, 2021
Book Page56237/660
Instrument126560
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount on Record
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1340 Vanstone Dr was $1,594 with a homeowner's exemption, down 39.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,594.00 (-39.32%) Homeowner's exemption$149,560$299,120
2024$2,627.00
2023$124,260$248,520
2021$2,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1340 Vanstone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1340 Vanstone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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