1340 Surrey Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1340 Surrey Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,276 sqft · built 1977
Lot Size	0.538 acres (23,446 sqft)
Owner	Individual Name on File
Last Sale	$253,000 (Jun 2017)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-33-326-016`

Property Details

APN / Parcel Number

Primary APN	`19-33-326-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,276 sqft
Gross Area	3,396 sqft
1st Floor Area	1,296 sqft
2nd Floor Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Colonial
Exterior Material	Ribbed Aluminum
Lot Area	23,446 sqft (0.538 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1340 SURREY LN
City	ALGONQUIN
State	IL
Zip	60102-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0020125 LT 72 GASLIGHT TERRACE NORTH UNIT 2 MEMO: VILLEGAS, VERONICA/ ZAMARRIPA, JUAN VILLEGAS
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	GASLIGHT TERRACE NORTH 02
Legal Block	326
Legal Lot Number	72
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1014
Census Tract	871310

Owner

1340 Surrey Ln is owned by an individual who bought it in June 2017.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1340 SURREY LN, ALGONQUIN, IL 60102-2027
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on File
Deed Sale	Jun 5, 2017 · Amount on File
Prior Sale	Aug 1, 2003 · Amount on File
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1340 SURREY LN, ALGONQUIN, IL 60102-2027
Document Number	0000011340
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	NATIONAL TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1340 SURREY LN ALGONQUIN IL 601022027, ALGONQUIN, IL 60102-2027

Mortgage

Document Number	0000011340
Date	Apr 1, 2020
Instrument	11340

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 31, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 5, 2017
Property Address	1340 SURREY LN, ALGONQUIN, IL 60102-2027
Document Number	0000020125
Map Reference	DOC668433
Instrument Date	May 31, 2017
Instrument	2017R0020125
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	226 N LAVERNE AVE, HILLSIDE, IL 60162-1533

Mortgage

Document Number	0000020126
Date	Jun 5, 2017
Instrument	2017R0020126

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$95,474 Land $34,691 Building $60,783	$286,422 Land $104,073 Building $182,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1340 Surrey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1340 Surrey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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