1340 Rogers Gap Rd, Georgetown, KY 40324 Property Records

Scott County property record for 1340 Rogers Gap Rd, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 2010
Lot Size	5.01 acres (218,541 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Nov 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182-00-004.001`

Property Details

APN / Parcel Number

Primary APN	`182-00-004.001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Basement Area	2,048 sqft
Unfinished Basement	2,048 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	218,541 sqft (5.01 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1340 ROGERS GAP RD
City	GEORGETOWN
State	KY
Zip	40324-8937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY RES
Legal Subdivision	HAMMONS & VANCE PROPERTIES
Legal Lot Number	2
Jurisdiction	SCOTT KY
Township / Civil Division	SADIEVILLE
Census Block Group	3
Census Block	3029
Census Tract	40400

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1333 ROGERS GAP RD, GEORGETOWN, KY 40324-9094
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF KENTUCKY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 19, 2010
Transfer Doc	00D330/674
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	1340 ROGERS GAP RD, GEORGETOWN, KY 40324-8937
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1556/562
Date	Nov 12, 2020
Book Page	M1556/562
Instrument	424214

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 11, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	1340 ROGERS GAP RD, GEORGETOWN, KY 40324-8937
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1556/555
Date	Nov 12, 2020
Book Page	M1556/555
Instrument	424213

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,300 (+22.01%)	$360,300 (+22.01%)
2025	$2,630.00 (+2.14%)	$295,300 (+3.94%)	$295,300 (+3.94%)
2023	$2,575.00	$284,100 Land $60,000 Building $224,100	$284,100 Land $60,000 Building $224,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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