Lake County property record for 1340 Osprey Ridge Dr, Eustis, FL 32736
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,584 sqft · built 2017 |
| Lot Size | 0.203 acres (8,868 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,962 (Sep 2017) |
| Tax Bill | $3,810 (2024) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-27-0250-000-01700 |
| Primary APN | 06-19-27-0250-000-01700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Living Area |
| 1st Floor Area | 2,046 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 8,868 sqft (0.203 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3849734 |
|---|---|
| Street Address | 1340 OSPREY RIDGE DR |
| City | EUSTIS |
| State | FL |
| Zip | 32736-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING RIDGE ESTATES PB 58 PG 28-30 LOT 17 ORB 5003 PG 1566 |
| Legal Range | 27E |
| Legal Township | 19S |
| Legal Section | 06 |
| Legal Subdivision | SPRING RIDGE ESTATES |
| Legal Tract | A-H,J-N |
| Legal Lot Number | 17 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | EUSTIS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 30203 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1340 OSPREY RIDGE DR, EUSTIS, FL 32736-2508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTCO BANK |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Sep 25, 2017 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Prior Sale | Jun 3, 2016 · Amount on Record |
| Deed Document Number | 2017101773 |
| Deed Book / Page | 5003 / 1566 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1340 OSPREY RIDGE DR, EUSTIS, FL 32736-2508 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1340 OSPREY RIDGE DR, EUSTIS, FL 32736-2508 |
| Document Number | 0066941559 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 6694/1559 |
| Instrument | 2026027224 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 24, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1340 OSPREY RIDGE DR, EUSTIS, FL 32736-2508 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054861330 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 5486/1330 |
| Instrument | 2020063871 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 25, 2017 |
| Property Address | 1340 OSPREY RIDGE DR, EUSTIS, FL 32736-2508 |
| Document Number | 0050031566 |
| Book / Page | 5003 / 1566 |
| Map Reference | MB 58 PG 28-30 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 2017101773 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1340 OSPREY RIDGE DR, EUSTIS, FL 32736-2508 |
| Document Number | 2017101774 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 2017101774 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Eustis City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $237,970 (+5.98%) Land $100,800 Building $137,170 | $334,964 (-4.33%) Land $100,800 Building $234,164 | |
| 2024 | $3,810.00 (+4.5%) | ||
| 2023 | $3,646.00 (+1.64%) Homeowner's exemption | $224,540 (+3%) | $350,129 (+19.04%) Land $100,800 Building $249,329 |
| 2022 | $3,587.00 Homeowner's exemption | $218,000 | $294,129 Land $44,800 Building $249,329 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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