1340 Neff Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 1340 Neff Rd, Saint Clair, MO 63077 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,127 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$137,120 (Mar 2026)
Tax Bill	$1,990 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-1-01.0-2-005-019.000`

Property Details

APN / Parcel Number

Primary APN	`29-1-01.0-2-005-019.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,127 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	21 sqft

Location & Zoning

Street Address	1340 NEFF RD
City	SAINT CLAIR
State	MO
Zip	63077-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2 OAK RIDGE ESTATES 4
Legal Range	1W
Legal Township	41N
Legal Section	01
Legal Subdivision	OAK RIDGE ESTATES (LOC 29)
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1028
Census Tract	800904

Owner

Source: Franklin County records · APN 29-1-01.0-2-005-019.000

Assessment roll updated November 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1340 NEFF RD, SAINT CLAIR, MO 63077-2305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Sep 07, 2010 · Amount on Record
Deed Document Number	20262603437
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 18, 2026
Property Address	1340 NEFF RD, SAINT CLAIR, MO 63077-2305
Document Number	0002603437
Map Reference	PB N PG 992
Instrument Date	Mar 16, 2026
Instrument	2603437
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 MAUPIN AVE, NEW HAVEN, MO 63068-1146

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1340 NEFF RD, SAINT CLAIR, MO 63077-2305

Mortgage

Document Number	0002603438
Date	Mar 18, 2026
Instrument	2603438

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,990.00 (+49.62%)	$29,543 (+38.35%)	$155,490 (+38.35%) Land $12,830 Building $142,660
2023	$1,330.00 (-1.85%)	$21,354	$112,390 Land $12,830 Building $99,560
2022	$1,355.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718009041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 22% of Missouri
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
Wave Internet Technologies	Fixed Wireless (unlicensed)	100 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.