1340 Mill Rd, Henrico, VA 23231 Property Records

Henrico County property record for 1340 Mill Rd, Henrico, VA 23231

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,744 sqft · built 1965
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2025 Second Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`803-686-3689`

Property Details

APN / Parcel Number

Primary APN	`803-686-3689`
Alternative APN	`JH0000128`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,744 sqft Living Area
Gross Area	5,904 sqft
1st Floor Area	2,756 sqft
Basement Area	784 sqft
Finished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	200 sqft
Patio Area	2,236 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	JH0000128
Street Address	1340 MILL RD
City	HENRICO
State	VA
Zip	23231-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	02350A0000 0031; MILL RD AC 1.24 20 A2 32
Jurisdiction	HENRICO VA
Township / Civil Division	VARINA
Census Block Group	4
Census Block	4018
Census Tract	201602

Owner

1340 Mill Rd is owned and occupied by an individual who acquired it in January 2001.

Source: Henrico County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1340 MILL RD, HENRICO, VA 23231-8019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RICHMOND VIRGINIA FIRE POLICE CU
Jan 2, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2001
Deed Sale	Jan 5, 2001
Deed Book / Page	3058 / 414
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	1340 MILL RD, HENRICO, VA 23231-8019
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 MILL RD, HENRICO, VA 23231-8019

Mortgage

Document Number	0006698720
Date	Sep 2, 2025
Book Page	6698/720
Instrument	202500023199

Lender

Name	RICHMOND VIRGINIA FIRE POLICE CU
Type	Credit Union
Address	RICHMOND, VA 23220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 6, 2035

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	1340 MILL RD, HENRICO, VA 23231-8019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58121008
Date	Jan 2, 2019
Book Page	5812/1008
Instrument	201900000039

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	1340 MILL RD, HENRICO, VA 23231-8019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59491469
Date	Feb 3, 2020
Book Page	5949/1469
Instrument	202000003689

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	1340 MILL RD, HENRICO, VA 23231-8019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60891757
Date	Nov 10, 2020
Book Page	6089/1757
Instrument	202000047708

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$507,700 Land $54,000 Building $453,700	$507,700 Land $54,000 Building $453,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1340 Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 units insured incl. 123 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1340 Mill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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