Merced County property record for 1340 Massasso St, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,071 sqft · built 1977 |
| Lot Size | 0.452 acres (19,707 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 059-581-039-000 |
| Primary APN | 059-581-039-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,071 sqft Living Area |
| Gross Area | 2,533 sqft |
| 1st Floor Area | 2,071 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Lot Area | 19,707 sqft (0.452 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 059-581-039 |
|---|---|
| Street Address | 1340 MASSASSO ST |
| City | MERCED |
| State | CA |
| Zip | 95341-5510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRFIELD TR POR LOT 7&8 (ADJ PAR 1 |
| Legal Subdivision | FAIRFIELD TR |
| Legal Lot Number | 7,8 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1501 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1340 MASSASSO ST, MERCED, CA 95341-5510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Nov 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 5, 2006 |
| Transfer Doc | 0000047532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1340 MASSASSO ST, MERCED, CA 95341-5510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1340 MASSASSO ST, MERCED, CA 95341-5510 |
| Document Number | 0000031892 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021031892 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Jul 7, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.13% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1340 MASSASSO ST, MERCED, CA 95341-5510 |
| Document Number | 0000039329 |
| Instrument Date | Nov 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 1340 MASSASSO ST MERCED CA 95341, MERCED, CA 95341 |
| Document Number | 0000039329 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 39329 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Nov 21, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.79% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1340 MASSASSO ST, MERCED, CA 95341-5510 |
| Document Number | 0000039330 |
| Instrument Date | Nov 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 1340 MASSASSO ST MERCED CA 95341, MERCED, CA 95341 |
| Document Number | 0000039330 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 39330 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Nov 21, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.79% |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $122,386 (+2%) Land $3,454 Building $118,932 | |
| 2025 | $1,268.00 (+7.46%) Homeowner's exemption | $119,987 (+4.04%) Land $3,387 Building $116,600 |
| 2023 | $1,180.00 (+1.55%) Homeowner's exemption | $115,329 Land $3,256 Building $112,073 |
| 2022 | $1,162.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 253 policies |
| Nearby Flood Policies | 253 in force |
| Nearby Flood Claims | 58 (1998–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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