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1340 Lucerne Loop Rd NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1340 Lucerne Loop Rd NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,877 sqft · built 1981
Lot Size0.598 acres (26,053 sqft)
Owner2 Individual Names on Record
Last Sale$316,000 (Oct 2024)
Tax Bill$3,336 (2025)
Deeds & MortgagesJul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN26-28-02-522100-000230

Property Details

APN / Parcel Number

Primary APN26-28-02-522100-000230
Alternative APNs
  • 022826522100000230
  • 22826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,877 sqft Living Area
Gross Area2,361 sqft
1st Floor Area1,151 sqft
Upper Floors Area726 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area26,053 sqft (0.598 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area484 sqft
PorchUnfinished Open Porch
Porch Area33 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1340 LUCERNE LOOP RD NE
CityWINTER HAVEN
StateFL
Zip33881-9680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLUCERNE SHORES PB 39 PG 38 LOT 23
Legal Range26E
Legal Township28S
Legal Section02
Legal SubdivisionLUCERNE SHORES
Legal Tract522100
Legal Block2
Legal Lot Number23
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2032
Census Tract12804

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1340 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9680
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Deed Document Number2024240587
Deed Book / Page13307 / 465
Prior Transfer DateJun 11, 2018
Prior Transfer Doc0000146515
Record UpdatedSep 20, 2026

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJul 10, 2018
Property Address1340 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9680
Document Number0105440132
Book / Page010544 / 000132
Instrument DateJun 13, 2018
Instrument146507
Transaction TypeTransfer
Record UpdatedJul 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1340 LUCERNE LOOP RD NE WINTER HAVEN FL 338819680, WINTER HAVEN, FL 33881-9680

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,336.00$218,935 (+97.56%)$261,106 (-1.57%) Land $62,440 Building $198,666
2023$1,210.00 (-2.97%)$110,820 (+3%)$265,280 (+14.7%) Land $59,840 Building $205,440
2022$1,247.00 Homeowner's exemption$107,592$231,275 Land $59,864 Building $171,411

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims7 (2004–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWISS VILLAGE MHP
private · serves 1,410 people · EPA ID FL6532715
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereWINTER HAVEN WATER DEPARTMENT
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Frontier, Verizon.

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