1340 Lt Congleton Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 1340 Lt Congleton Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,610 sqft · built 2021
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on File
Last Sale	$554,000 (May 2022)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Aug 2022 Transfer May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-575-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-575-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,610 sqft Living Area
1st Floor Area	2,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Lot Area	9,148 sqft (0.21 acres)
Terrain	Low
Garage Area	688 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	1340 LT CONGLETON RD
City	WILMINGTON
State	NC
Zip	28409-0150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 107 PH 1 SEC 1 CONGLETON
Legal Subdivision	CONGLETON PHASE 1
Legal Block	3
Legal Lot Number	107
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1032
Census Tract	12109

Owner

1340 Lt Congleton Rd is owner-occupied and held in a trust since August 2022.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1340 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Intrafamily Transfer, Transfer
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Deed Document Number	202219001
Deed Book / Page	6565 / 2732
Last Transfer Date	Aug 15, 2022
Transfer Doc	00658800159
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 16, 2022
Property Address	1340 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Document Number	00658800159
Book / Page	6588 / 159
Map Reference	MB 67 PG 233-235
Instrument Date	Aug 15, 2022
Instrument	2022029949
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1340 LT CONGLETON RD, 1340, WILMINGTON, NC 28409-0150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 LT, WILMINGTON, NC 28409

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 17, 2022
Property Address	1340 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Document Number	00656502732
Book / Page	6565 / 2732
Map Reference	MB 67 PG 233-235
Instrument Date	May 17, 2022
Instrument	2022019001
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,108.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 LT CONGLETON RD, WILMINGTON, NC 28409-0150
Investor	Possibly a Property Investor

Mortgage

Document Number	2022019002
Date	May 17, 2022
Instrument	2022019002

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1340 Lt Congleton Rd was $2,605, up 8.8% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,000 (-) Land $110,500 Building $564,500	$675,000 (-) Land $110,500 Building $564,500
2025	$2,605.00 (+8.77%)	$675,000 Land $110,500 Building $564,500	$675,000 Land $110,500 Building $564,500
2024	$2,395.00 (+0.17%)
2023	$2,391.00	$448,700 Land $60,900 Building $387,800	$448,700 Land $60,900 Building $387,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1340 Lt Congleton Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1340 Lt Congleton Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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