Clay County property record for 1340 Lake Gerald Cir, Delta, AL 36258
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,310 sqft · built 2003 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Company Name on File |
| Tax Bill | $437 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-01-06-23-0-000-029.000 |
| Primary APN | 17-01-06-23-0-000-029.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 302 sqft |
| Basement Area | 1,008 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 37,026 sqft (0.85 acres) |
| Lot Dimensions | 85 ft deep x 270 ft wide |
| Garage Area | 2,016 sqft |
| Account Number | 389 |
|---|---|
| Street Address | 1340 LAKE GERALD CIR |
| City | DELTA |
| State | AL |
| Zip | 36258-5714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.40 AC (230 (S) X 145 (S) IRR) :TRACT # 17 OF C.H. DIAL LAN DS SUR.IN LAKE GERALD S23 T18S R9E DEED REF: DB 71 408 DB 8 2 65 |
| Legal Range | 09E |
| Legal Township | 18S |
| Legal Section | 23 |
| Legal Subdivision | LAKE GERALD S D |
| Legal Tract | 17 |
| Jurisdiction | CLAY AL |
| Township / Civil Division | LINEVILLE |
| Census Block Group | 1 |
| Census Block | 1124 |
| Census Tract | 958900 |
1340 Lake Gerald Cir is owned by a company that acquired it in November 2010.
Source: Clay County records, as of March 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1180 FRANKLIN RD, LEWISBURG, TN 37091-2126 |
| Owner Type | Company |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2010 |
| Deed Sale | Nov 17, 2010 |
| Prior Sale | Sep 22, 2008 |
| Deed Book / Page | 368 / 37 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1340 Lake Gerald Cir was $437.
Source: Clay County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Clay County |
| Unified School District | Clay County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $437.00 | $9,910 (-29.67%) Land $2,170 Building $7,740 | $49,550 (-29.67%) Land $10,850 Building $38,700 |
| 2024 | $437.00 (+137.5%) | $14,090 (-) Land $2,170 Building $11,920 | $70,450 (-) Land $10,850 Building $59,600 |
| 2023 | $184.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $14,090 Land $2,170 Building $11,920 | $70,450 Land $10,850 Building $59,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1340 Lake Gerald Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1340 Lake Gerald Cir is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 83% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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