1340 Goldfinch Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 1340 Goldfinch Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,208 sqft · built 1987
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Owner Names on Record
Tax Bill	$4,099 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-23-410-006.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-23-410-006.000-018`
Alternative APN	`1709230410006000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,208 sqft Living Area
1st Floor Area	1,246 sqft
2nd Floor Area	1,232 sqft
Basement Area	973 sqft
Finished Basement	730 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	121 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1709230410006000
Street Address	1340 GOLDFINCH DR
City	CARMEL
State	IN
Zip	46032-1190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .30, SECTION 23, TOWNSHIP 18, RANGE 3, THISTLEWOOD, SECTION 3, LOT 25
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	CARMEL THISTLEWOOD
Legal Block	3
Legal Lot Number	25
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1340 GOLDFINCH DR, CARMEL, IN 46032-1190
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK WESTERN MICHIGAN
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2012
Deed Sale	Aug 8, 2012
Prior Sale	Aug 8, 2012
Deed Document Number	0000045465
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1340 GOLDFINCH DR, CARMEL, IN 46032-1190
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058833
Date	Nov 21, 2019
Instrument	2019058833

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1340 GOLDFINCH DR, CARMEL, IN 46032-1190
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084715
Date	Nov 19, 2020
Instrument	2020084715

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$428,400 (+14.45%) Land $101,400 Building $327,000	$428,400 (+14.45%) Land $101,400 Building $327,000
2024	$4,099.00 (+3.88%)	$374,300 (-) Land $101,400 Building $272,900	$374,300 (-) Land $101,400 Building $272,900
2023	$3,946.00 (+8.59%) Homeowner's exemption	$374,300 (+16.57%) Land $101,400 Building $272,900	$374,300 (+16.57%) Land $101,400 Building $272,900
2022	$3,634.00 Homeowner's exemption	$321,100 Land $96,400 Building $224,700	$321,100 Land $96,400 Building $224,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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