Okaloosa County property record for 1340 Georgia Ave, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,504 sqft · built 1949 |
| Lot Size | 0.306 acres (13,312 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,900 (Jun 2026) |
| Tax Bill | $887 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-8877-9 |
| Primary APN | C56-000-592-8877-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 2,902 sqft |
| 1st Floor Area | 1,504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,312 sqft (0.306 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Carport |
| Garage Area | 552 sqft |
| Carport | Carport |
| Carport Area | 552 sqft |
| Porch | Florida Room |
| Porch Area | 552 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1340 GEORGIA AVE |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAKER LOTS 3 & 4 BLK 13 |
| Legal Range | 24W |
| Legal Township | 03N |
| Legal Section | 06 |
| Legal Subdivision | BAKER |
| Legal Block | 13 |
| Legal Lot Number | 30 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 20102 |
1340 Georgia Ave is owned and occupied by an individual who bought it in June 2026.
Source: Okaloosa County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1340 GEORGIA AVE, BAKER, FL 32531-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on File |
| Deed Sale | Jun 4, 2026 · Amount on File |
| Prior Sale | Apr 16, 2025 · Amount on File |
| Deed Document Number | 20263820443 |
| Prior Transfer Date | Oct 15, 2023 |
| Prior Transfer Doc | 0003719826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 1340 GEORGIA AVE, BAKER, FL 32531-2604 |
| Document Number | 0003820443 |
| Instrument Date | May 27, 2026 |
| Instrument | 20263820443 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | MOULTON LAND TITLE INC, MOULTON LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169,609.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1340 GEORGIA AVE, BAKER, FL 32531-2604 |
| Investor | Possibly a Property Investor |
| Document Number | 0003820444, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 20263820444 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1340 Georgia Ave was $887.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $887.00 | $80,864 Land $11,677 Building $69,187 | $80,864 Land $11,677 Building $69,187 |
| 2023 | $355.00 (-9.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $69,485 (+3%) | $114,621 (+8.27%) Land $9,920 Building $104,701 |
| 2022 | $391.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $67,461 | $105,865 Land $9,271 Building $96,594 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1340 Georgia Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1340 Georgia Ave is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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