1340 Fleming St, Cincinnati, OH 45206 Property Records

Hamilton County property record for 1340 Fleming St, Cincinnati, OH 45206

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,883 sqft · built 1916
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on Record
Last Sale	$354,000 (Apr 2021)
Tax Bill	$1,712 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063-0002-0095-00`

Property Details

APN / Parcel Number

Primary APN	`063-0002-0095-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,883 sqft Living Area
1st Floor Area	817 sqft
2nd Floor Area	720 sqft
Attic	Attic
Attic Area	346 sqft
Basement Area	747 sqft

Exterior

Year Built	Built 1916
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	3,877 sqft (0.089 acres)
Lot Dimensions	88 ft deep x 45 ft wide
Porch	Porch
Porch Area	234 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1340 FLEMING ST
City	CINCINNATI
State	OH
Zip	45206-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1340 FLEMING ST 45 X 88 IRR PT LOT 29-30 DAVID R KEMPERS
Legal Subdivision	DAVID KEMPER
Legal Lot Number	29-30 30
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	2000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1340 FLEMING ST, CINCINNATI, OH 45206-2259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit THE WILMINGTON SAVINGS BANK
Dec 20, 2023	Transfer on Death Deed, Transfer
Apr 6, 2021	Warranty Deed, Transfer · Commercial Mortgage THE WILMINGTON SAVINGS BANK
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	0000043130
Deed Book / Page	14390 / 2283
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1340 FLEMING ST, CINCINNATI, OH 45206-2259
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 FLEMING ST, CINCINNATI, OH 45206-2259

Mortgage

Document Number	0000028466
Date	Apr 28, 2023
Book Page	14905/492
Instrument	2023-0028466

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	228 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 20, 2023
Property Address	1340 FLEMING ST, CINCINNATI, OH 45206-2259
Document Number	0000088868
Book / Page	15066 / 234
Instrument Date	Dec 18, 2023
Instrument	2023-0088868
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 FLEMING ST, CINCINNATI, OH 45206-2259

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 6, 2021
Property Address	1340 FLEMING ST, CINCINNATI, OH 45206-2259
Document Number	0000043130
Book / Page	14390 / 2283
Map Reference	MB 2 PG 178
Instrument Date	Apr 2, 2021
Instrument	2021-0043130
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,062.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 FLEMING ST, CINCINNATI, OH 45206-2259

Mortgage

Document Number	0000043131
Date	Apr 6, 2021
Instrument	2021-0043131

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1340 FLEMING ST, CINCINNATI, OH 45206-2259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 FLEMING ST, CINCINNATI, OH 45206-2259

Mortgage

Document Number	0200103864
Date	Oct 7, 2020
Book Page	14269/2692
Instrument	2020-0103864

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 18, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,712.00 (+3.07%)	$123,900 (+%) Land $21,066 Building $102,834
2024	$1,661.00 (-2.18%)	$123,899 (-) Land $21,066 Building $102,833
2023	$1,698.00 (+41.5%)	$123,899 (+8.95%) Land $21,066 Building $102,833	$354,000 (+8.96%) Land $60,190 Building $293,810
2022	$1,200.00 Homeowner's exemption	$113,716 Land $12,009 Building $101,707
2020			$324,900 Land $34,310 Building $290,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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