1340 E Witherspoon Dr, Elizabeth, CO 80107 Property Records

Elbert County property record for 1340 E Witherspoon Dr, Elizabeth, CO 80107

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,717 sqft · built 2021
Lot Size0.121 acres (5,271 sqft)
Owner2 Individual Names on Record
Tax Bill$7,674 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN75143-01-221

Property Details

APN / Parcel Number

Primary APN75143-01-221
Alternative APN
  • R121482

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,717 sqft Living Area
Basement Area1,945 sqft
Finished Basement1,772 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Roof MaterialOther
Lot Area5,271 sqft (0.121 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account NumberR121482
Street Address1340 E WITHERSPOON DR
CityELIZABETH
StateCO
Zip80107-8845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSECTION: 14 TOWNSHIP: 7 RANGE: 65SUBDIVISION: INDEPENDENCE F1 BLOCK: 23 LOT: 11
Legal SubdivisionINDEPENDENCE F1
Legal Block23
Legal Lot Number11
JurisdictionELBERT CO
Township / Civil DivisionELIZABETH
Census Block Group2
Census Block2001
Census Tract961206

Owner

Source: Elbert County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1340 E WITHERSPOON DR, ELIZABETH, CO 80107-8845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Jan 4, 2022Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2022
Deed SaleApr 3, 2022
Deed Document Number618324
Deed Book / Page824 / 117
Prior Transfer DateJan 4, 2022
Prior Transfer Doc615697
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELBERT CO
Property Address1340 E WITHERSPOON DR, ELIZABETH, CO 80107-8845
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008340199
DateApr 3, 2023
Book Page834/199
Instrument625937
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueApr 1, 2033

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionELBERT CO
Recording DateJan 4, 2022
Property Address1340 E WITHERSPOON DR, ELIZABETH, CO 80107-8845
Document Number0008240117
Book / Page824 / 117
Map ReferenceDOC 572446
Instrument DateDec 29, 2021
Instrument615697
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 12, 2023
Title CompanyDO NO USE, AMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$55.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1340 E WITHERSPOON DR, ELIZABETH, CO 80107-8845

Mortgage

Document Number0000615698
DateJan 4, 2022
Instrument615698
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyElbert County
Unified School DistrictElizabeth School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,674.00 (+8.05%)$43,570 (-7.55%) Land $7,190 Building $36,380$697,100 (-0.9%) Land $115,000 Building $582,100
2023$7,102.00 (+16.41%)$47,130 (+23.57%) Land $8,390 Building $38,740$703,400 (+28.19%) Land $125,210 Building $578,190
2022$6,101.00$38,140 Land $4,870 Building $33,270$548,700 Land $70,000 Building $478,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 70% of Colorado
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WSD
private · serves 567 people · EPA ID CO0120384
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Maverix Broadband
Fiber
10,000 / 10,000
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Kellin Communications
Fixed Wireless
1,000 / 220
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
Verizon
Fixed Wireless
300 / 20
Aerux Broadband
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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