1340 E Phillips Lake Loop Rd, Shelton, WA 98584 Property Records

Mason County property record for 1340 E Phillips Lake Loop Rd, Shelton, WA 98584

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1980
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,281 (Sep 2018)
Tax Bill	$4,066 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22005-51-00050`

Property Details

APN / Parcel Number

Primary APN	`22005-51-00050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Combination
Construction Type	Frame
Roof Material	Metal
Lot Area	16,988 sqft (0.39 acres)
Lot Width	90 ft Width
Terrain	Steep
View / Lot	Water
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Deck Area	470 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	1340 E PHILLIPS LAKE LOOP RD
City	SHELTON
State	WA
Zip	98584-8899
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	PHILLIPS LAKE DIV. 2 TR 50 & N 1/2 TR 51
Legal Subdivision	PHILLIPS LAKE DIV. 2
Legal Tract	50,51
Jurisdiction	MASON WA
Township / Civil Division	TIMBER LAKE-HARSTINE ISLAND
Census Block Group	2
Census Block	2001
Census Tract	961102

Owner

Source: Mason County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1340 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENINSULA COMMUNITY FCU
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU
Sep 20, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	20182099543
Prior Transfer Date	Feb 1, 2013
Prior Transfer Doc	0002003047
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	1340 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8899
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002178963
Date	Mar 30, 2022
Instrument	2178963

Lender

Name	PENINSULA COMMUNITY FCU
Type	Credit Union
Address	SHELTON, WA 98584

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	1340 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8899
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLYMPIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002132987
Date	Jun 22, 2020
Instrument	2132987

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	1340 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8899
Document Number	0002113191
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	LAND TITLE COMPANY, LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1340 E PHILLIPS LAKE LOOP RD SHELTON WA 985848899, SHELTON, WA 98584-8899

Mortgage

Document Number	0002113191
Date	Jul 8, 2019
Instrument	2113191

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Sep 20, 2018
Property Address	1340 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8899
Document Number	0002099543
Map Reference	VOL4 PG97&98
Instrument Date	Sep 20, 2018
Instrument	2099543
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	OLYMPIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8899

Mortgage

Document Number	0002099544
Date	Sep 20, 2018
Instrument	2099544

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Pioneer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,740 (+9.55%) Land $138,490 Building $412,250	$550,740 (+9.55%) Land $138,490 Building $412,250
2025	$4,066.00 (+15.97%)
2024	$3,506.00 (-10.72%)	$502,735 (+14.99%) Land $156,955 Building $345,780	$502,735 (+14.99%) Land $156,955 Building $345,780
2023	$3,927.00
2022		$437,190 Land $184,655 Building $252,535	$437,190 Land $184,655 Building $252,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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