Montgomery County property record for 1340 E Centerville Station Rd, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1985 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Dec 2018) |
| Tax Bill | $5,700 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 01101 0002 |
| Primary APN | O68 01101 0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 17,424 sqft |
| Lot Dimensions | 174 ft deep x 100 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 392 sqft |
| Patio Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1340 E CENTERVILLE STATION RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-5527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1159 BLACK OAK ESTS 3-4 |
| Legal Subdivision | BLACK OAK ESTS 3-4 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40303 |
1340 E Centerville Station Rd is owned by two individuals who bought it in December 2018.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Dec 20, 2018 | Warranty Deed, Transfer · Conventional with PMI UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on File |
| Deed Sale | Dec 20, 2018 · Amount on File |
| Prior Sale | Apr 2, 2015 · Amount on File |
| Deed Document Number | 2018-00074449 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1340 E CENTERVILLE STATION RD, DAYTON, OH 45459-5527 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000001649 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-00001649 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 20, 2018 |
| Property Address | 1340 E CENTERVILLE STATION RD, DAYTON, OH 45459-5527 |
| Document Number | 0000074449 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 74449 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1340 E CENTERVILLE STATION RD DAYTON OH 454595527, DAYTON, OH 45459-5527 |
| Document Number | 74480 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 74480 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2048 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,910 Land $21,740 Building $68,170 | ||
| 2024 | $5,700.00 (+9.17%) | ||
| 2023 | $5,221.00 (+9.48%) | $89,910 (+38.09%) Land $21,740 Building $68,170 | $256,860 Land $62,100 Building $194,760 |
| 2022 | $4,769.00 | $65,110 Land $15,750 Building $49,360 | |
| 2020 | $186,040 Land $45,000 Building $141,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1340 E Centerville Station Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1989) |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1340 E Centerville Station Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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